THE KARNATAKA BANK LIMITED: REGD & HEAD OFFICE: MANGALORE -575002

UNAUDITED QUARTERLY FINANCIAL RESULTS FOR THE THREE MONTHS ENDED 31.12.2007

                                                                                                                                Rs in Lakhs

 

 

UNAUDITED

AUDITED

 

 

Quarter ended

Nine months ended

Year Ended

 

 

31.12.2007

31.12.2006

31.12.2007

31.12.2006

31.03.2007

1

Interest Earned (a+b+c+d)

 

40546

32199

115011

90305

125625

a)

Interest/Discount on advances/bills

28862

21226

81930

57574

81352

b)

Income on Investments

11383

10308

32210

30717

41270

c)

Interest on balances with Reserve Bank of India and other inter bank funds

268

240

788

1564

2516

d)

Others

33

425

83

450

487

2

Other Income

7391

3971

17261

13329

17427

3

TOTAL INCOME (1+2)

47937

36170

132272

103634

143052

4

Interest expended

28966

21695

79930

61205

83639

5

Operating expenses (i+ii)

6823

5528

20736

17257

23755

i)

Employees Cost

3817

3024

11853

9733

12909

ii)

 

Other operating expenses

 

3006

2504

8883

7524

10846

6

TOTAL EXPENDITURE ((4+5) excluding provisions & Contingencies)

35789

27223

100666

78462

107394

7

Operating Profit before provisions & contingencies (3-6)

12148

8947

31606

25172

35658

8

Provisions (other than tax) and Contingencies

1050

619

2650

2300

8378

9

Exceptional Items

0

0

0

0

0

10

Profit (+)/Loss (-) from Ordinary Activities before tax (7-8-9)

11098

8328

28956

22872

27280

11

Tax Expense

4195

2940

10860

7845

9577

12

Net Profit (+)/Loss (-) from Ordinary activities after Tax (10-11)

6903

5388

18096

15027

17703

13

Extraordinary Items (net of tax expense)

0

0

0

0

0

14

Net Profit (+)/Loss (-) for the period (12-13)

6903

5388

18096

15027

17703

15

Paid up equity share capital

(Face Value Rs 10/-)

12135

12127

12135

12127

12135

16

Reserves excluding revaluation reserves (as per balance sheet of previous accounting year)

 

-

-

-

111727

17

Analytical Ratios

 

 

 

 

 

i)

Percentage of shares held by Government of India

Nil

Nil

Nil

Nil

Nil

ii)

Capital Adequacy Ratio (%)

13.11

11.83

13.11

11.83

11.03

iii)

Earning per share (EPS) (Rs)

a) Basic  EPS

b) Diluted EPS

before Extraordinary items (net of Tax  expense)

 b) ) Basic  EPS

        Diluted EPS

 after Extraordinary items (net of Tax  expense)

* Not Annualised

 

 

5.69*

5.68*

 

 

5.69*

5.68*

 

 

 

 

4.44*

4.44*

 

 

4.44*

4.44*

 

14.91*

14.88*

 

 

14.91*

14.88*

 

12.39*

12.39*

 

 

12.39*

12.39*

 

14.60

14.60