Sl. No. Scheme Particulars Rate of interest w.e.f 08-06-2009
Upto 20 lakh Above 20 lakh & Upto 30 lakh
1. KBL Apna Ghar Period of loan upto 5 years 9.25% 10.25%
Period of loan above 5 years up to 10 years 9.75% 10.75%
Period of loan above 10 years up to 15 years 10.00% 11.00%
2. Housing Loan Scheme for NRI's Period of loan upto 5 years 9.25% 10.25%
Period of loan above 5 years up to 10 years 9.75% 10.75%
Period of loan above 10 years upto 15 years 10.00% 11.00%
3. Salaried Persons (Scheme Loans) Upto Rs. 2.00 lakh 13.25%
Above Rs. 2.00 lakh 14.25%
4. KBL Car Finance (for new vehicles only)
Particulars Upto 15 lakh Above 15 lakh
Period of loan up to 3 years 11.25% 12.25%
Above 3 years 12.25% 13.25%
For Second Hand Vehicle Upto 1 year old vehicle 14.75%
Above 1 year up to 3 year old vehicle 15.75%
5. KBL Easy Ride Maximum Rs. 0.75 lakh 12.25%
6. KBL Varthak Loans Upto Rs 2.00 lakh 13.25%
Above 2.00 lakh & upto 25 lakh 14.25%
7. KBL Udyog Mitra (For qualified Doctors / Member Of Local medical Council) Upto and Inclusive of 3 Years 12.75%
Above 3 Years 13.25%
KBL Udyog Mitra(For others) Upto Rs. 2.00 lakh 13.25%
Above 2.00 lakh 14.25%
8. Vidyanidhi Educational Loan Scheme Upto Rs. 4.00 lakh 12.25%
Above 4.00 lakh 13.25%
9. KBL Swarna Nidhi - 13.75%
10. KBL Insta Cash - 12.75%
11. KBL Vahana Mitra Upto Rs.10.00 lakh 12.25%
Above Rs.10.00 lakh 14.25%
12. K-Power - 16.75%
13. Loan against gold ornaments Urban & Metro (other than agri.) 11.75%
Sl No. Schematic Loans(for farmers) Particulars Applicable interest to agriculturist when interest is debited annually (rounded to next multiple of 0.05)
Existing and Fresh loans upto 30 lakh
Upto 20 lakh Above 20 lakh & up to 30 lakh
1. KBL Apna Ghar Period of loan upto 5 years 9.65% 10.75%
Period of loan above 5 years up to 10 years 10.20% 11.30%
Period of loan above 10 years up to 15 years 10.50% 11.60%
2. KBL - Car Finance (for new cars) Particulars Upto Rs. 15 lakh Above Rs. 15 lakh
Upto 3 Years 11.85% 13.00%
Above 3 Years 13.00% 14.10%
3. KBL - Car Finance (for second hand vehicles) Upto 1 Year old vehicle 15.80%
Above 1 year upto 3 year old vehicle 16.95%
4. KBL - Easy Ride Max. of Rs.0.75 lakh 13.00%
5. KBL - Insta Cash - 13.55%