| Sl. No. |
Scheme |
Particulars |
Rate of interest w.e.f 01-07-2008 |
| Upto 20 lakh |
Above 20 lakh & Upto 30 lakh |
| 1. |
KBL Apna Ghar |
Period of loan upto 5 years |
11.00% |
12.00% |
| Period of loan above 5 years up to 10 years |
11.50% |
12.50% |
| Period of loan above 10 years up to 15 years |
11.75% |
12.75% |
| 2. |
Housing Loan Scheme for NRI's |
Period of loan upto 5 years |
11.00% |
12.00% |
| Period of loan above 5 years up to 10 years |
11.50% |
12.50% |
| Period of loan above 10 years upto 15 years |
11.75% |
12.75% |
| 3. |
Salaried Persons (Scheme Loans) |
Upto Rs. 2.00 lakh |
14.00% |
| Above Rs. 2.00 lakh |
15.00% |
| 4. |
KBL Car Finance (for new vehicles only) |
| Particulars |
Upto 15 lakh |
Above 15 lakh |
| Period of loan up to 3 years |
12.50% |
13.50% |
| Above 3 years |
13.50% |
14.50% |
| For Second Hand Vehicle |
Upto 1 year old vehicle |
15.50% |
| Above 1 year up to 3 year old vehicle |
16.50% |
| 5. |
KBL Easy Ride |
Maximum Rs. 0.75 lakh |
13.50% |
| 6. |
KBL Varthak Loans |
Upto Rs 2.00 lakh |
14.00% |
| Above 2.00 lakh & upto 25 lakh |
15.00% |
| 7. |
KBL Udyog Mitra (For qualified Doctors / Member Of Local medical Council) |
Upto and Inclusive of 3 Years |
13.50% |
| Above 3 Years |
14.00% |
| KBL Udyog Mitra(For others) |
Upto Rs. 2.00 lakh |
14.00% |
| Above 2.00 lakh |
15.00% |
| 8. |
Vidyanidhi Educational Loan Scheme |
Upto Rs. 4.00 lakh |
13.00% |
| Above 4.00 lakh |
14.00% |
| 9. |
KBL Swarna Nidhi |
- |
14.50% |
| 10. |
KBL Insta Cash |
- |
13.50% |
| 11. |
KBL Vahana Mitra |
Upto Rs.10.00 lakh |
13.00% |
| Above Rs.10.00 lakh |
15.00% |
| 12. |
K-Power |
- |
17.50% |
| 13. |
Loan against gold ornaments |
Urban & Metro (other than agri.) |
13.00% |