| Sl. No. |
Scheme |
Particulars |
Rate of interest w.e.f 18-11-2009 |
| Upto 30 lakh |
Above 30 lakh & Upto 50 lakh |
| 1. |
KBL Apna Ghar |
Period of loan upto 5 years |
8.75% |
8.75% |
| Period of loan above 5 years up to 15 years |
9.50% |
9.75% |
| 2. |
Housing Loan Scheme for NRI's |
Period of loan upto 5 years |
8.75% |
8.75% |
| Period of loan above 5 years up to 15 years |
9.50% |
9.75% |
| 3. |
Salaried Persons (Scheme Loans) |
Upto Rs. 2.00 lakh |
13.25% |
| Above Rs. 2.00 lakh |
14.25% |
| 4. |
KBL Car Finance (for new vehicles only) |
| Particulars |
Upto 30 lakh |
| Period of loan up to 3 years |
10.50% |
| Above 3 years |
11.00% |
| For Second Hand Vehicle |
| Particulars |
Upto 15 lakh |
Upto 1 year old vehicle |
13.75% |
| Above 1 year up to 3 year old vehicle |
13.75% |
| 5. |
KBL Easy Ride |
Particulars |
Upto 1 lakh |
Upto 3 year |
10.50% |
| Above 3 year up to 5 year |
11.00% |
| 6. |
KBL Varthak Loans |
Irespective of the Loan amount,Maximum amount as per scheme guidelines |
12.00% |
| 7. |
KBL Udyog Mitra (For qualified Doctors / Member Of Local medical Council) |
Irespective of the Loan amount,Category,Tenure of Loan. Maximum amount as per scheme guidelines |
12.00% |
| KBL Udyog Mitra(For others) |
| 8. |
Vidyanidhi Educational Loan Scheme |
Upto Rs. 4.00 lakh |
12.25% |
| Above 4.00 lakh |
13.25% |
| 9. |
KBL Insta Cash |
- |
12.75% |
| 10. |
KBL Vahana Mitra |
Upto Rs.10.00 lakh |
12.25% |
| Above Rs.10.00 lakh |
14.25% |
| 11. |
KBL-MSE Scheme |
Upto Rs. 5.00 lakh |
10.50% |
| Above 5.00 lakh and Upto 25.00 lakh |
11.50% |
| 12. |
K-Power |
- |
16.75% |
| 13. |
Loan against gold ornaments |
Urban & Metro (other than agri.)w.e.f 17-05-2010 |
12.00% |