SL No.

SCHEME NAME

Rate of interest (%p.a.)

1.

GOLD LOAN SCHEMES

a. GL-Quick (6 Months,2,100/gram of 24 ct gold)

BR+4.00

b. GL-Classic (12 Months, 1,900/gram of 24 ct gold)

BR+3.50

c. GL – Comfort (24 Months, 1,650/gram of 24 ct gold)

BR+3.25

d. Agri GL Quick ( 6 months, 2,100/gram of 24 ct gold)

BR+1.00

e. Agri GL Classic (12 Months, 2,000/gram of 24 ct gold)

BR+0.75

f. Agri GL- Comfort (12 Months, 1,900/gram of 24 ct gold)

BR+0.50

g. Agri GL – Comfort (24 Months, 1,750/gram of 24 ct gold)

BR+0.25

2.

KBL- Apna Ghar (Housing Finance)

i. Up to Rs 25.00 lakhs (priority sector)

BR+0.25

ii. Above Rs 25.00 lakhs and up to Rs 50.00 lakhs.

BR+0.75

iii. Above Rs 50.00 lakhs and up to Rs. 100 lakhs

BR+1.75

3.

KBL- Car Finance

i. New vehicles upto Rs. 50.00 lakhs

BR+1.75

ii. Old vehicles upto Rs. 20.00 lakhs

BR+4.75

4.

KBL Contractor

BR+3.25

5.

KBL -Easy Ride(Two Wheeler Purchase Finance)

BR+1.75

6.

KBL-Ghar Niveshan (Purchase House Sites)

BR+3.75

7.

KBL- Insta Cash

BR+4.00

8.

KBL-Instant Agri Credit

1.50% above deposit rate

9.

KBL- Krishik Bhandar

i. Up to Rs 3.00 lakhs.

BR+0.00

ii. Above Rs 3.00 lakhs and up to Rs 50.00 lakhs.

BR+0.25

iii. Above Rs 50.00 lakhs and up to Rs 100.00 lakhs.

BR+1.25

10.

KBL-Krishik Sarathi

BR+1.50

11.

KBL-Krishik Sinchana

BR+1.50

12.

KBL-Lease N Cash

BR+4.25

13.

KBL- Mahila Udyog

BR+1.25

14.

KBL-Mortgage

BR+4.75

15.

KBL-MSE

A. Activities not covered under CGTMSE.

i. Old Vehicles

BR+4.75

ii. Traders

BR+3.25

ii. Others

BR+3.75

B. Activities covered under CGTMSE

i. Manufacturing

i.a.  Upto Rs. 5.00 lakhs

BR+1.75

i.b.  Above  Rs. 5.00 lakhs and up to Rs. 25.00 lakhs

BR+2.75

i.c.  Above  Rs. 25.00 lakhs and up to Rs. 50.00 lakhs

BR+3.75

ii. Services-New Vehicles

ii.a. Up to Rs. 5.00 lakhs

BR+1.75

ii.b. Above  Rs. 5.00 lakhs and up to Rs. 25.00 lakhs

BR+2.75

ii.c. Above  Rs. 25.00 lakhs and up to Rs. 100.00 lakhs

BR+3.75

iii. Service -Old Vehicles

BR+4.75

iv. Service- PSE & Others

iv.a. Upto Rs. 5.00 lakhs

BR+1.75

iv.b. Above  Rs. 5.00 lakhs and up to Rs. 25.00 lakhs

BR+2.75

iv.c. Above  Rs. 25.00 lakhs and up to Rs. 100.00 lakhs

BR+3.75

16.

KBL-Pushpankur

BR+1.50

17.

KBL-Ravikiran

BR+3.75

18.

KBL-Salaried Persons Loan

BR+5.00

19.

KBL Vidyanidhi.

i. General Up to Rs. 4 lakh

i.a. Normal

BR+3.50

i.b. Meritorious

BR+3.00

i.c. Girl Student

BR+3.00

i.d. Girl Meritorious

BR+2.50

ii. General above Rs. 4 lakh

ii.a. Normal

BR+4.50

ii.b. Meritorious

BR+4.00

ii.c. Girl Student

BR+4.00

ii.d.Girl Meritorious

BR+3.50