KARNATAKA BANK LTD

                                       SERVICE CHARGES

                                         (excluding applicable service tax) with effect from 17-12-2007

 

Complaint Form

Savings Bank A/c – No frills A/c – “SB – SUGAMA”

Minimum Balance:

Initial Deposit and Minimum Balance to be maintained

Rural

Semi-Urban

Urban

Metro

Rs.50/-

Rs.100/-

Rs.150/-

Rs.200/-

Savings Bank Account with cheque facility

Rural & Semi Urban Branches

Urban Branches

Metro Branches

Networked branches irrespective of locational status

Rs.250/-

Rs.500/-

Rs.1000/-

Rs.1000/-

Charges for non-maintenance there of - Rs.10.00 p.m + Service Tax

Savings Bank Accounts without cheque facility

Rural & Semi Urban Branches

 

Urban Branches

Metro Branches

Networked branches irrespective of locational status

Rs.100/-

Rs.200/-

Rs.200/-

Rs.200/-

Charges for non-maintenance there of - Rs.10.00 p.m + Service Tax  

Mode of calculation of minimum balance:

For SB Sugama, Ordinary SB A/c with or without cheque books

Daily balance in the SB A/c should not fall below the prescribed minimum balance as mentioned above.

For MBB-SB A/c

Minimum balance Rs.5000/- (quarterly average balance)

If quarterly average minimum balance of Rs.5000/- is not maintained in MBB-SB A/c., Rs.250/- per quarter will be debited as penalty.

 

SERVICES

NON-INDIVIDUALS

INDIVIDUALS

SPECIAL CATEGORY INDIVIDUALS

(individual in rural areas, pensioners & senior citizens )

REMITTANCES

Issue Of Demand Draft (outstation)

Upto Rs.1000/-

Above Rs.1001/- - UptoRs.5000/-

Above Rs.5001/- - Upto Rs.10000/-

Above Rs.10001/-

 

 

Rs.15/-

Rs.25/-

Rs.30/-

Rs.2.00 per Rs.1000/- or part thereof.Min. Rs.35/-. Max. Rs.20,000/-.

 

Rs.14/-

Rs.24/-

Rs.28/-

Rs.2.00 per Rs.1000/- or part thereof.Min. Rs.35/-. Max. Rs.20,000/-.

 

Rs.12/-

Rs.22/-

Rs.25/-

Rs.2.00 per Rs.1000/- or part thereof.Min. Rs.35/-. Max. Rs.20,000/-.
Issue of local DDs

Upto Rs.1000/-

Above Rs.1001/-   Upto to Rs.5000/-

Above Rs.5001/-   Upto Rs.10000/-

Above Rs.10001/- Upto Rs.100000/-

 

Above Rs.100000/-

 

Rs.15/-

Rs.25/-

Rs.30/-

Rs.1.50 /1000 or part thereof. Min.Rs.30/-

Rs.1.00 / 1000 or part thereof.
Min. Rs.150/-. Max. Rs.7,500/-

 

 

Rs.14/-

Rs.24/-

Rs.28/-

Rs.1.50 /1000 or part thereof. Min.Rs.30/-

Rs.1.00 / 1000 or part thereof.
Min. Rs.150/-. Max. Rs.6,000/-

 

 

Rs.12/-

Rs.22/-

Rs.25/-

Rs.1.50 / 1000 or part thereof. Min.Rs.30/-

Rs.1.00 / 1000 or part thereof.

Min. Rs.150/-. Max. Rs.6,000/-

Note: In case of issue of DDs/local DDs on a/c of loan releases, the commission shall be collected as above, however subject to a Max. of Rs.1,000/-. No charge for KBL Car Loan Scheme.
Mail Transfer Issue

Upto Rs.1 lakh

Above Rs.1 lakh

 

Rs.1/1000 Min.Rs.20/-

Rs.1.50/ 1000 Max. Rs.15000/-.

 

Rs.1/1000 Min.Rs.20/-

Rs.1.50/ 1000 Max. Rs.15000/-.

 

Rs.0.75/1000 Min.Rs.15/-,

Rs.1.50/1000 Max. Rs.15000/-.

Note:

1)   MT upto Rs.2,500/- per day for credit of SB a/c

 

 2)  MT for credit of Term Deposits, CD, Transfer / renewal of deposits

 

3)   MT for credit of loans towards remittances of instalments

 

4)   MT in respect of amount to be remitted by Mandi Merchants to arecanut growers

 

 

Free of charge

 

 

Free of charge

 

 

Free of charge

 

 

Rs.25/- per remittance

 

Free of charge

 

 

Free of charge

 

 

Free of charge

 

 

Rs.25/- per remittance

 

 

Free of charge

 

 

Free of charge

 

 

Free of charge

 

 

Rs.25/- per remittance

 

Electronic Funds Transfer (EFT)            

OUTWARD

 

INWARD

 

 

Charges same as DD

 

No charge

 

 

 

Charges same as DD

 

No charge

 

 

Charges same as DD

 

No charge

Transfer by National Electronic Fund Transfer (NEFT)

 

OUTWARD

 

INWARD

 

 

 

Rs.1/- 1000.Min. Rs.20 per transaction

 

No charge

 

 

Rs.1/- 1000. Min. Rs.20 per transaction

 

No charge

 

 

Rs.1/- 1000. Min. Rs.20 per transaction

 

No charge

Real Time Gross Settlement (RTGS)

OUTWARD  

    

 

INWARD

 

Rs.1.50/ 1000. Min. Rs.200/-. Max.Rs.5,000/-

For credit of Term Deposits & SB –General & NRE/NRO SB – Free

 

All other a/cs-Rs.100/- per transaction

 

Rs.1.50/ 1000. Min. Rs.200/-. Max.Rs.5,000/-.

For credit of Term Deposits & SB –General & NRE/NRO SB – Free

 

All other a/cs-Rs.100/- per transaction

 

Rs.1.50/ 1000. Min. Rs.200/-. Max.Rs.5,000/-.

For credit of Term Deposits & SB –General & NRE/NRO SB – Free

 

All other a/cs-Rs.100/- per transaction
Remittances against tender of cash

Upto Rs.10000/-

Above Rs.10000/-

 

No additional charges.

Discretion of the Branch Manager (by givingdue notice to the customers).

Branches may charge 50% of the normal charges applicable to respective remittances as additional charges.

 

No additional charges.

Discretion of the Branch Manager (by givingdue notice to the customers).

Branches may charge 50% of the normal charges applicable to respective remittances as additional charges.

 

No additional charges.

Discretion of the Branch Manager (by givingdue notice to the customers).

 

Branches may charge 50% of the normal charges applicable to respective remittances as additional charges.

Remittance of proceeds of Term Deposits on its maturity

Free

Free

Free
Remittance of periodical interest on term deposits / proceeds of term deposits on premature closure

To our branches

To other bank branches

 

 

  Free

Charges as applicable to respective remittances.

 

 

  Free

Charges as applicable to respective remittances.

 

 

  Free

Charges as applicable to respective remittances.

DD / Local DD Cancellation

Upto Rs.10000/-

Above Rs.10000/-

 

Rs.15/-

Rs.35/-

 

Rs.14/-

Rs.33/-

 

Rs.13/-

Rs.30/-

DD / Local DD Revalidation

Upto Rs.10000/-

Above Rs.10000/-

 

Rs.15/-

Rs.35/-

 

Rs.14/-

Rs.33/-

 

Rs.13/-

Rs.30/-

Issue of duplicate drafts / local draft

Upto Rs.1000/-

 

Above Rs.1001/- - Upto to Rs.10000/-

 

Above Rs.10001/- - Upto Rs.100000/-

 

Above Rs.100000/-

 

 

Rs.20/-

 

Rs.25/-

 

Rs.50/-

 

Rs.100/-

 

 

Rs.18/-

 

Rs.23/-

 

Rs.50/-

 

Rs.100/-

 

 

Rs.15/-

 

Rs.20/-

 

Rs.50/-

 

Rs.100/-

Payment by Electronic Clearing Service

Charges on Registration of Mandate

Charges on returns of ECS debit on each instance –

SB a/c

Current a/c

 

 

Rs.100/-

  

 

Rs.50/-

Rs.100/-

 

 

Rs.100/-

 

 

Rs.50/-

Rs.100/-

 

 

Rs.100/-

 

 

Rs.50/-

Rs.100/-

COLLECTION

Collection of Cheques

Upto Rs.1000/-

Above Rs.1001/- - Upto to Rs.5000/-

Above Rs.5001/- - Upto Rs.10000/-

Above Rs.10001/- - Upto Rs.100000/-

 

Above Rs.100000/-

 

Rs.15/-

Rs.30/-

Rs.45/-

Rs.4.00 per Rs.1000/-or part thereof. Min. Rs.45/-

Rs.3.00per Rs.1000/- or part thereof. Min. Rs.400/-. Max.Rs.50000/-

 

Rs.15/-

Rs.30/-

Rs.45/-

Rs.4.00 per Rs.1000/-or part thereof. Min. Rs.45/-

Rs.3.00per Rs.1000/- or part thereof. Min. Rs.400/-. Max.Rs.50000/-

 

Rs.12/-

Rs.25/-

Rs.40/-

Rs.4.00 per Rs.1000/-or part thereof. Min. Rs.45/-

Rs.3.00per Rs.1000/- or part thereof. Min. Rs.400/-. Max.Rs.50000/-

Postage & Other Bank Charges be additionally collected
Inward / Outward Bills for collection

Upto Rs.1000/-

Above Rs.1001/-- Upto Rs.5000/-

Above Rs.5001/- - Upto Rs.10000/-

Above Rs.10001 – Upto Rs.100000/-

Above Rs.100000/-

 

Rs.25/-

Rs.45/-

Rs.70/-

Rs.7/- per Rs.1000/- or part thereof.

Rs.6.50 per Rs.1000/- or part thereof. Min. Rs.700/-.

 

Rs.25/-

Rs.45/-

Rs.70/-

Rs.7/- per Rs.1000/- or part thereof.

Rs.6.50 per Rs.1000/- or part thereof. Min. Rs.700/-.