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Current Account General


Karnataka Bank presents unique Current Account Scheme suitable for Small Merchants, Grocery Shops, Small Vendors, Self Employed Professionals/ Fashion Designers, Small Hardware shops.

Monthly Average Balance

  • ₹3,000 (Rural/Semi Urban)
  • ₹5,000 (Urban/Metro)


  • Cash deposit at any branch(By account holder or person authorized by account holder)
  • Cash withdrawal at any branch (such debits are to be supported by cheques).
  • Personalized Cheque Books (on request).
  • Interbank fund transfer through NEFT/RTGS from any branch by account holder (supported by cheque)
  • Cash deposits through BNA are eligible for 50% concession in charges beyond free limit
  • Demand Drafts from any branch (such debits are to be supported by cheques).
  • Fast collection of cheques –Cheques can be deposited at any branch.
  • Debit Card available with “per day” cash withdrawal limit of ₹40,000/- and online transaction/purchase limit of ₹75,000/- for eligible accounts.
  • Internet/Mobile Banking Facility for eligible accounts.
  • Free Android Mobile Apps - mPassBook and ApnaApp for eligible accounts .
  • SMS alert facility on subscription.
  • Free monthly e-statements (on registration).
  • Free Missed Call Banking facility (Give a Miss Call and Get Free SMS of your account info).
    1800 425 1445-Balance enquiry / 1800 425 1446–Mini Statement .
  • Free e-tax payment services (Direct / Indirect / Commercial taxes).
  • Facility of ASBA (Applications Supported by Blocked Amount).
  • POS (Point of Sale) Machine facility.
  • Payment Gateway Facility.
  • 24x7 Customer Care Centre with IVR (Interactive Voice Response) Facility.

For further details, please contact our nearest Branch

View other Current Accounts