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KBL- Business Quick Loan


  • Fund based loan for business improvement.


  • The borrower/ unit shall be any legal entity, conforming to MSME classification guidelines.
  • For individuals the age of the applicant + Loan period should be within 70 years and Credit Bureau score of 650 and above.
  • For Non individuals, the CRIF score shall be 650 and above.
  • The MSMEs shall be a profit making unit for the last 2 financial years and also regularly filing the GST returns for the last 2 financial years.
  • Existing credit facilities of the borrower with us/with other Banks, if any, should not be in the NPA/ Stress category.
  • If applicant’s earlier accounts turned as NPA/closed under OTS, such applicant’s application will not be entertained.

Limit of Advance

  • Above Rs.10 lakh, up to Rs.50 lakh.

Period of Loan

  • PS Overdraft : 12 months.
  • PS DPN : Up to 35 months.


  • Mortgage of immovable properties shall be 100% of exposure
    Bank owns Deposits, NSCs, Life Insurance policies of IRDA authorized company with surrender value.


  • PSOD - On demand as per OD guidelines.
  • PSDPN - Equal Monthly installments.

Rate of Interest

As per EBLR Guidelines.

The above information is subject to terms and conditions.For more details, please contact the nearest Branch