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Overdraft – Security Deposit


  • For issue of FDRs in lieu of Bank Guarantee.


  • Civil Contractors engaged in execution of infrastructure projects. Should have working capital loan account with us.


  • Will be assessed as per the client’s requirements.


  • 10% cash margin


  • As per KBL MSME scheme guidelines.

Period of Loan

  • Due date shall coincide with the regular Working Capital Account.

Rate of Interest

  • As applicable to KBL MSME Scheme. If the client is financed outside KBL MSME scheme, the rate of interest charged to regular working capital overdraft account will be adopted.

The above information is subject to terms and conditions.For more details, please contact the nearest Branch