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Overdraft – Security Deposit


  • For issue of FDRs in lieu of Bank Guarantee.


  • Civil Contractors engaged in execution of infrastructure projects. Should have working capital loan account with us.


  • Will be assessed as per the client’s requirements.


  • 10% cash margin


  • As per KBL MSME scheme guidelines.

Period of Loan

  • Due date shall coincide with the regular Working Capital Account.

Rate of Interest

  • As applicable to KBL MSME Scheme. If the client is financed outside KBL MSME scheme, the rate of interest charged to regular working capital overdraft account will be adopted.
  • Upfront charges will be collected (wherever applicable) towards legal, valuation, BIR etc.

The above information is subject to terms and conditions.For more details, please contact the nearest Branch