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KBL Mortgage OD

Mortgage OD Loan

Eligibility Criteria:

  • Customers/units eligible to be classified under Priority Sector(MSE) only.
  • Age Limit: 21 years and above.


  • For meeting business/ professional/Working capital needs.

Amount of Finance:

  • Three times of the average annual income of last two years/50% of the market value of the property(40 % in case of industrial properties).
  • Subjected to a minimum of ₹11 lakh and maximum of ₹100 lakh.

Maximum period of Loan:

  • 12 months.


  • Mortgage of properties.
  • Guarantee of the spouse wherever feasible in the absence of which third party solvent guarantor.


  • As per Overdraft guidelines.


  • Minimum up to 60%

Rate of Interest:

The above information is subject to terms and conditions.For more details, please contact the nearest Branch