Premium Current Account
This account is designed to meet the advanced banking needs of small- and medium-sized enterprises (SMEs), startups, and professionals in today’s fast-moving business world. It’s focused on making daily financial tasks simpler and more efficient. It comes with a range of benefits that help in managing business transactions easily. It also includes online banking features that make handling your finances convenient and straightforward. Ideal for a variety of businesses, this account supports your financial needs with essential services, helping you to manage your money better and keep your business running smoothly. With our current account, you gain a reliable financial partner that understands and responds to the demands of modern commerce. Read more
Why this account is for you
Focus on your business needs without worries
Leverage our suite of mobile apps to manage your account transactions on-the-go
Deposit up to ₹1 lakh per day without charges, ideal for high-volume business cash flows
Access higher limits and enjoy rewards with the RuPay Platinum Debit Card
Features
A century of trust, now at your fingertips
Travel, shop, or pay bills—all in one app. Experience KBL Mobile Plus today.
Available on Google Play Store and App Store.
No hidden fees
We prioritize clean and honest banking. What you see is what you get.
100%
transparent
& upfront
Documents required
- PAN card
- Aadhaar card
- Udyam registration certificate
- Customer ID or Debit card number
- Scanned or soft copy of KYC documents
- PAN card
- Aadhaar card
- Udyam registration certificate
- Scanned or soft copy of KYC documents
As easy as 1,2,3...
Apply for a Premium Current Account in 3 simple steps
Step 1
Start with your basic details
Provide your basic details and keep your documents handy
Step 2
Verify your details
Verify your details and pay processing fees
Step 3
Upload documents
Upload the documents and wait for us to send you a confirmation
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The Premium Current Account is crafted for SMEs and startups, facilitating efficient financial management with features suited for dynamic business operations. It's an ideal choice for businesses requiring streamlined banking.
A manageable average monthly balance is ₹25,000 for this account, designed to be accessible for small businesses while enabling them to leverage premium banking services.
Absolutely, the account provides a quota of free RTGS, NEFT, IMPS transactions, and demand drafts each month, catering to businesses with frequent transaction needs.
Daily cash deposits are accommodated up to a significant amount without additional charges, and the account offers convenient cash withdrawal facilities, enhancing cash flow management.
The account offers monthly complimentary personalized cheque leaves, coupled with expedited cheque collection services, ensuring efficient cheque transactions.
Advanced online and mobile banking options are included, alongside user-friendly apps, enabling businesses to manage financial operations remotely and efficiently.
Accompanying the account is a RuPay Platinum Debit Card, featuring elevated daily withdrawal and transaction limits, thus extending greater financial flexibility for business transactions.
Supplementary services like SMS alerts, e-statements, and easy-to-access account information via missed calls are provided. The account also simplifies tax payments, enriching the overall banking experience.
Digital transactions, whether through mobile or online banking, incur no charges, promoting cost-effective and efficient digital financial management.
The account is equipped with specialized features such as cost-effective POS machine access and a payment gateway facility, tailored to enhance various business operations.
Current accounts at Karnataka Bank are tailored for businesses, traders, and professionals who require frequent banking transactions. These accounts offer high transaction limits, enabling seamless handling of day-to-day financial operations. Ideal for startups, our current account for startup provides the tools necessary for growth, while our premium current account offers additional features for established businesses. For more comprehensive banking needs, consider our specialized current account for business, which combines efficiency with a suite of premium services.
Karnataka Bank’s current accounts streamline your business transactions. With features like multi-location access, online payments, and real-time transaction tracking, managing business finances becomes more efficient and less time-consuming. The integration of these accounts with digital banking tools like the KBL Mobile Plus App ensures that you can oversee business transactions from anywhere, enhancing operational efficiency.
Do maintain the minimum balance as required by your current account to avoid charges. Regularly monitor your account to track business cash flow and use the overdraft facility judiciously. Don't use your current account for personal expenses, as this can complicate your financial management and accounting. Ensure that all transactions are in compliance with the terms and conditions of the account to avoid any service disruptions.
