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KBL Commodity Pledge


Eligibility Criteria:

  • Individuals, HUF, Partnership firm, Company and any other legal entities engaged in trading/processing of agricultural commodities for at least 3 years.


  • For financing to traders and millers against pledge of their agricultural commodities purchased/processed by them (paid commodities) and stored/kept under Collateral Management arrangement.

Amount of Finance:

  • Up to 70% of the value of the produce kept in cold storage/ Warehouse/Godown.
  • Maximum loan - ₹200 lakh & Minimum loan - ₹10 lakh.

Maximum period of Loan:

  • Based on the shelf life of commodity as decided by the holder of the commodity.
  • The period of loan shall be 3 months less than the validity period specified in the storage receipt or 12 months, whichever is less.


  • Pledge of the agricultural goods by way of deposit of original Storage Receipts, evidencing the stock of specified produce, issued by the empanelled Collateral Managers.


  • Lump sum before due date or at the time of release of pledged goods, whichever is earlier.
  • Monthly interest is to be recovered as and when debited.

Rate of interest:

As per EBLR Guidelines.

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The above information is subject to terms and conditions.For more details, please contact the nearest Branch