KBL Stri Savings Account
Step into a world of banking that celebrates your strength, independence, and aspirations. With KBL Stri from Karnataka Bank, you're empowered to take control of your financial future. Whether you're a professional, a businesswoman, or a homemaker, KBL Stri is designed for women who embody the spirit of aspiration and achievement. It's more than just a savings account; it's a gateway to limitless growth, supported by financial tools crafted for your unique journey. This account is a celebration of your achievements, offering you the tools to grow, succeed, and thrive. Read more Read less
Avail cancer indemnity coverage of ₹25 lakh with Stri Premium
Get home shield insurance coverage of ₹10 lakh
Get 50% off in processing charges for loan amount up to ₹7.5 crore with Stri Premium
Choose your flavor
Choose the KBL Stri savings account that best suits your needs
stri savings account
Signature
- Monthly average balance ₹5,000
- Access one domestic lounge per quarter with NCMC RuPay Platinum Domestic Debit Card (free issuance)
- Personal accident insurance coverage up to ₹2 lakh and home shield insurance coverage of ₹10 lakh
- 25 cheque leaves per calendar year
stri savings account
Premium
- Monthly average balance ₹25,000
- Access one domestic lounge per quarter and two international lounges per year with NCMC RuPay Platinum International Debit Card (free issuance and AMC)
- Personal accident insurance coverage up to ₹2 lakh and home shield insurance coverage of ₹10 lakh
- 50 cheque leaves per calendar year
- 50% off in processing charges for loan amount up to ₹7.5 crore
- Cancer indemnity coverage of ₹25 lakh
- Health consultations and checkups including pap smear tests
- Online shopping and movie vouchers
Banking that rewards you
Discover our special and exclusive offers made for you
Eligibility criteria
-
Women aged 18 years and above who are resident
Indians
Documents required
- KYC documents
- Account opening form
- Letter of mandate
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Got questions? We’ve got answers.
KBL Stri is a specialized savings account designed exclusively for women, offering financial benefits, lifestyle privileges, and digital rewards. It has two variants: KBL Stri Signature and KBL Stri Premium.
Women aged 18 years and above who are resident Indians can open this account. Female employees and ex-staff of Karnataka Bank can also apply.
Yes, but the primary account holder must be a woman. All account related benefits are applicable to the primary holder.
Customers will be given the option to convert their KBL Stri account to a KBL Wise Senior Citizen Savings Account. Otherwise, the account will continue as a KBL Stri account.
KBL Stri Signature requires a monthly average balance of ₹5,000 or a term deposit of ₹1 lakh for at least 1 year. KBL Stri Premium requires a monthly average balance of ₹25,000 or a term deposit of ₹5 lakh for at least 1 year.
KBL Stri Signature includes a NCMC RuPay Platinum Domestic Debit Card (free issuance), while KBL Stri Premium includes a NCMC RuPay Platinum International Debit Card (free issuance and AMC).
The daily cash withdrawal limit is ₹75,000 for KBL Stri Signature and ₹1 lakh for KBL Stri Premium. The shopping/POS/online spending limit is ₹2 lakh for KBL Stri Signature and ₹4 lakh for KBL Stri Premium.
Yes, KBL Stri account holders get exclusive 25% discount on annual locker rent, 50% off on processing charges on loans, Friday discounts on
Amazon, Swiggy, and Myntra, along with free airport lounge access for KBL Stri Premium account holders.
Both variants provide a ₹10 lakh home insurance policy and a ₹2 lakh personal accident insurance coverage (permanent disability or accidental
death). KBL Stri Premium account holders get a ₹25 lakh cancer indemnity coverage.
Yes, KBL Stri Premium customers can avail 50% concession on processing fees for home, car, MSME, mortgage, two wheeler, and personal loans
(up to ₹7.5 crore).
Financial independence is crucial for women as it empowers them to take control of their lives, make informed decisions, and secure their future. Achieving financial independence enables women to build confidence, establish security, and create a sense of empowerment. It also contributes to breaking down societal barriers and promoting gender equality. The best savings account for women is the KBL Stri Womens Savings Account because it also serve as a tool for financial literacy, helping women understand the nuances of banking and wealth management. This is particularly important as women have historically been underrepresented in financial decision making processes. By offering these tailored solutions, Karnataka Bank aims to play a crucial role in bridging the gender gap in financial literacy and empowerment.
Interest rates represent the percentage at which your money grows when deposited or invested. In the context of general savings accounts, choosing the right bank with a favorable interest rate is essential. Karnataka Bank offers a competitive 4.5% interest rate per annum on the KBL Stri Womens Savings Account. This means that your savings will increase by 4.5% annually, helping your money work for you. Opting for a savings account with a high interest rate like this can significantly guarantee your financial security for your future.
Do utilize the additional services and offers linked to your Salary account. Regularly monitor your account to track your finances effectively. Don't overlook the opportunity to link your account with other financial products for consolidated benefits. Be mindful of the account's status if you change jobs.
