Why choose our savings accounts

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Tailored savings accounts to meet diverse NRI financial needs and goals

State-of-the-art security for your international banking transactions and data privacy

Round-the-clock assistance ensuring global time zones don't hinder your banking experience

Choose your account

Make secure, fast online fund transfers to or from anywhere in the world with our state-of-the-art remittance service

Non Resident (External) Savings Account

  • Move funds freely across borders
  • Enjoy tax-exempt interest on your savings
  • Designed for NRIs and OCIs

Non Resident (Ordinary) Savings Account

  • Free repatriation of certain income
  • Joint account flexibility
  • 24x7 banking with KBL Mobile Plus
Not sure which product is for you?

Let’s find the best fit together

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Banking that rewards you 

Discover our special and exclusive offers made for you 

SaffronStays
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Book a minimum of 3 nights at SaffronStays and avail a 15% discount up to ₹15,000*

SaffronStays
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Book a minimum of 2 nights at SaffronStays and avail a 10% discount up to ₹7,500*

Paneer Wrap
Mc Delivery

Get Big Spicy Paneer Wrap/Big Spicy Chicken Wrap On Purchase of ₹ 399 

Your financial world, at your fingertips

Experience KBL Mobile Plus today for all your NRI banking needs, wherever you are.

Available on Google Play Store and App Store.

Available on Google Play Store and App Store.
BANKING WITH YOU

Here for you, always

24/7 support for your banking needs

  • Internet Banking

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  • Digital Banking

    WhatsApp banking

  • Service Branches

    Locate us

Got questions? We’ve got answers.

How can you open an NRI savings account with us?

You can open an NRI savings account by providing your valid passport, visa, overseas and local address proofs, and recent passport-sized photographs. We also require a duly filled application form. This process can be done online.

As an NRI or PIO with a valid Indian passport and proof of residing overseas, you are eligible to open an NRI Savings Account with us.

NRE account interest is tax-free in India, but you may have tax liabilities in your country of residence. NRO account interest is subject to TDS
in India.

Funds in NRE accounts are fully repatriable. For NRO accounts, repatriation is possible up to a certain limit and involves specific procedures.

If you have lost your debit or credit card, or if it has been stolen, you should immediately report the incident to Karnataka Bank to ensure your account's security. You can send an email to info@ktkbank.com detailing the situation. Alternatively, you can call our toll-free customer numbers at 1800 425 1444 or 1800 572 8031. Prompt reporting is crucial to prevent any unauthorized transactions and to secure your account.

If you return to India permanently, you need to inform the bank to convert your NRI accounts into resident accounts or RFC (Resident Foreign Currency) accounts, as applicable.

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Premium banking services with NRI banking

NRI Banking is more than just financial services for non-resident Indians; it's about ensuring a seamless financial transition across borders. NRI banking services include a range of offerings, including the NRI Account, designed to cater to the unique requirements of NRIs. Whether you're looking to open an NRI bank account in India or access priority banking services, NRI banking provides the perfect platform for managing your finances from abroad.

Opening an NRI account in India is a straightforward process that grants NRIs access to a wide range of financial services. From simplified NRI account opening procedures to managing your finances through a trusted NRI bank account, these services offer a host of benefits. NRIs can enjoy the convenience of seamless fund transfers, tax-efficient investments, and access to a dedicated relationship manager through priority banking services. With an NRI account in India, you can harness these benefits to secure your financial future and stay connected to your roots while living abroad.