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Home Top Up


KBL Xpress Home Top Up

Digital processing and Instant In-principle Sanction.

Eligibility Criteria for Home Top Up Loan:

  • Who have already availed loan under KBL-Apna Ghar/Elite scheme/KBL Home Comfort and where the related property is already mortgaged.
  • Minimum age Limit: 21 years.

Purpose of Home Top Up Loan:

  • Meeting variety of personal needs. (Other than for speculative purpose).
  • In case of NRIs, the purpose should be as permitted under FEMA guidelines.

Amount of Home Top Up Finance:

  • Maximum Finance up to ₹100 lakh.
Period of Home Top Up Loan:
  • Maximum up to 120 months

Loan Security:

  • Continuation of already mortgaged house/flat property obtained for the housing loan.
  • Guarantee of the spouse wherever feasible in the absence of which third party solvent guarantor.


  • In equal / equated monthly installments (EMIs).


  • 25 %

Rate of Interest for Home Top Up Loan:

KBL e-connect
Click here to Pay EMI online through UPI

The above information is subject to terms and conditions.For more details, please contact the nearest Branch