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KBL Home Top Up

KBL HOME TOP UP

FINANCE FOR MEETING PERSONAL REQUIREMENTS

SIMPLE PROCESSING AND QUICK SANCTION

KBL Xpress Home Top Up - Instant Loan For Furniture

Digital processing and Instant In-principle Sanction.

  • Who have already availed loan under KBL-Apna Ghar/Elite scheme/KBL Home Comfort and where the related property is already mortgaged.
  • Minimum age Limit: 21 years.
  • Maximum up to 120 months
  • Continuation of already mortgaged house/flat property obtained for the housing loan.
  • Guarantee of the spouse wherever feasible in the absence of which third party solvent guarantor.
  • In equal / equated monthly installments (EMIs).
  • 25 %

Purpose:

  • Meeting variety of personal needs. (Other than for speculative purpose).
  • In case of NRIs, the purpose should be as permitted under FEMA guidelines.

Amount of Finance:

  • Maximum Finance up to ₹100 lakh.

The above information is subject to terms and conditions.For more details, please contact the nearest Branch


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Frequently Asked Questions (FAQs) for KBL-Xpress Home Top Up

Xpress Home Top up is the money borrowed from bank through digital mode for personal needs.
Maximum 120 months without any holiday period.
  • The applicants who have already availed loan under KBL-Apna Ghar/Elite scheme/KBL Home Comfort and where the related property is already mortgaged.
  • Continuation of already mortgaged house/flat property obtained for the housing loan (for KBL-Apna Ghar/Elite scheme/KBL Home Comfort scheme).
  • Co-obligation/guarantor of spouse/other persons acceptable to the Bank (same as those obtained/applicable for KBL-Apna Ghar/Elite scheme/KBL Home Comfort scheme).
Processing fee/upfront fee (Legal, Valuation and Background Information Report Charge)
EMI or Equated Monthly Instalment is a fixed amount repaid by you to the bank on a specific date every month. The EMI's are fixed when you borrow money from the bank as a loan. EMI's are used to pay both interest and principal amount of a loan in a way that over a specific number of years, the loan amount is repaid in full to the bank along with interest.
EBLR stands for External Benchmark Lending Rate. Karnataka Bank has adopted 6 Months T-Bill (Treasury Bill) as the external benchmark to link its floating rate with effect from 01.10.2019.