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Home Loan (KBL Home Comfort)

home comfort

KBL Xpress Home Comfort

Digital processing and Instant In-principle Sanction.

Eligibility Criteria for KBL Home Comfort Loan:

  • Who have already availed loan under KBL-Apna Ghar/Elite/KBL XPRESS HOME Loan scheme.
  • Who have not availed any loan from any FI for their Residential property/ closed the housing loan already availed.

Purpose of Home Comfort Loan:

  • Furnishing, interior works, acquiring furniture-fixtures, Solar heating/lighting systems.

Amount of Finance:

  • Up to 75% of the estimated cost of assets to be purchased/works to be carried out.

Maximum Amount for Home Comfort:

  • ₹100 lakh.

Period of Home Comfort Loan:

  • Maximum up to 120 months.

Security for Home Comfort Loan:

  • Hypothecation of assets acquired out of loan.
  • Already Mortgaged house/flat property obtained for the housing loan(for KBL-Apna Ghar/Elite Scheme loan).Or Mortgage of the relative house/flat property for which the facility is sought
  • Guarantee of the spouse wherever feasible in the absence of which third party solvent guarantor.

Repayment Home Comfort Loan:

  • In equal / equated monthly installments (EMIs).


  • 25 %

Rate of Interest:

The above information is subject to terms and conditions.For more details, please contact the nearest Branch