KBL Xpress Home Comfort
Digital processing and Instant In-principle Sanction.
Eligibility Criteria for KBL Home Comfort Loan:
- Who have already availed loan under KBL-Apna Ghar/Elite/KBL XPRESS HOME Loan scheme.
- Who have not availed any loan from any FI for their Residential property/ closed the housing loan already availed.
Purpose of Home Comfort Loan:
- Furnishing, interior works, acquiring furniture-fixtures, Solar heating/lighting systems.
Amount of Finance:
- Up to 75% of the estimated cost of assets to be purchased/works to be carried out.
Maximum Amount for Home Comfort:
- ₹100 lakh.
Period of Home Comfort Loan:
- Maximum up to 120 months.
Security for Home Comfort Loan:
- Hypothecation of assets acquired out of loan.
- Already Mortgaged house/flat property obtained for the housing loan(for KBL-Apna Ghar/Elite Scheme loan).Or Mortgage of the relative house/flat property for which the facility is sought
- Guarantee of the spouse wherever feasible in the absence of which third party solvent guarantor.
Repayment Home Comfort Loan:
- In equal / equated monthly installments (EMIs).
- 25 %
Rate of Interest:
- View Latest Rate of Interest
- View Service Charges.
- Upfront charges will be collected (wherever applicable) towards legal, valuation, BIR etc.
The above information is subject to terms and conditions.For more details, please contact the nearest Branch