- Individuals (Women).
- Firm/Company where at least 51% of the shareholding and controlling stake is held by Woman entrepreneur.
- Women Self Help Group.
- OD : 12 months.
- DPN : Up to 34 months.
- TL : Up to 120 months
- Hypothecation of assets created with Bank finance.
- CGTMSE coverage wherever permissible.
- OD : As per OD rules.
- DPN/TL: In EMI OR, in equal monthly installments + Interest as & when debited.
- 15% - 30%.
As per MCLR guidelines
- View Latest Rate of Interest
- View Service Charges.
- Upfront charges will be collected (wherever applicable) towards legal, valuation, BIR etc.
Purpose:
- For meeting credit requirement for any income generating activity.
Maximum Amount:
- Working Capital: Maximum up to ₹2 lakh.
- TL/DPN: Maximum up to ₹10 lakh (including the working Capital limit under the scheme and the overall exposure under MSE should not exceed ₹10 lakh per borrower).
The above information is subject to terms and conditions.For more details, please contact the nearest Branch
Frequently Asked Questions (FAQs) for KBL Mahila Udyog
What is KBL Mahila Udyog?
This scheme is only for women entrepreneurs to meet credit requirement for any income generating activities.
Who is eligible for availing KBL Mahila Udyog?
- Individuals (Women).
- Firm/Company where at least 51% of the shareholding and controlling stake is held by Woman entrepreneur.
- Women Self Help Group.
What is the maximum loan amount I get from this scheme?
- Working Capital: Maximum up to Rs.2.00 lakh.
- TL/DPN: Maximum up to Rs. 10.00 lakh (including the working Capital limit under the scheme and the overall exposure under MSE should not exceed Rs.10.00 lakh per borrower).
What is the period of Loan under this Scheme?
- OD: 12 months.
- DPN : Up to 34 months.
- TL : Up to 120 months(Including holiday period, if any, not exceeding 12 months depending up on the type of project).
What securities I have to furnish for availing the loan?
- Hypothecation of assets created with Bank finance.
- Loan shall be covered under CGTMSE scheme, wherever permissible.
