KBL Suraksha

Accidents can happen when you least expect them, but with KBL Suraksha, you and your family are always protected. This unique personal accident insurance scheme is designed exclusively for Karnataka Bank SB account holders, offering comprehensive coverage, including accidental death benefits and educational support for your child. Enjoy additional perks like unlimited teleconsultations and a preventive health checkup to safeguard your wellbeing. With affordable premiums and coverage options up to ₹10 lakh, KBL Suraksha ensures financial security and peace of mind, so you can live life with confidence and without worry. Read more Read less

Protect your family with an accidental death coverage and child education benefit of ₹15,000 (ages 3-25)

Access unlimited general practitioner consultations anytime, ensuring your health is always in good hands

Stay on top of your health with annual checkups covering essential tests like liver function, thyroid profile, and more

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Eligibility criteria

  • Karnataka Bank SB account holders (including NRE/
    NRO accounts) between the entry age of 18-80
    years. However, the renewal age will be life long.

Documents required

  • Karnataka Bank account holders can avail this product

Important information

Application form

List of tests in checkup

Got questions? We’ve got answers.

What is KBL Suraksha, and who is it for?

KBL Suraksha is a unique personal accident insurance scheme for Karnataka Bank SB account holders (including NRE/NRO accounts) aged 18 80
years. It provides financial protection for accidental death and additional benefits such as child education benefit, unlimited teleconsultations
with general practitioners, and annual health checkups.

The benefits include accidental death coverage of up to ₹10 lakh, a child education benefit of ₹15,000, unlimited teleconsultations with general
practitioners, and an annual preventive health checkup covering essential diagnostic tests.

As per the tenure of the master policy, it normally ranges up to one year.

The premium is ₹200 (inclusive of GST) for Plan A with a sum insured of ₹5 lakh and ₹369 (inclusive of GST) for Plan B with a sum insured of ₹10
lakh. There are no hidden fees.

All Karnataka Bank SB account holders (including NRE/NRO accounts) aged 18 80 years are eligible. Renewal is available for a lifetime, provided the
account remains active.

The health checkup includes tests such as Hemogram, Liver Function Test, Urine Routine, Fasting Blood Sugar, HbA1c, Lipid Profile, Blood Urea,
Serum Creatinine, and Thyroid Profile.

The importance of a womens savings account

Financial independence is crucial for women as it empowers them to take control of their lives, make informed decisions, and secure their future. Achieving financial independence enables women to build confidence, establish security, and create a sense of empowerment. It also contributes to breaking down societal barriers and promoting gender equality. The best savings account for women is the KBL Stri Womens Savings Account because it also serve as a tool for financial literacy, helping women understand the nuances of banking and wealth management. This is particularly important as women have historically been underrepresented in financial decision making processes. By offering these tailored solutions, Karnataka Bank aims to play a crucial role in bridging the gender gap in financial literacy and empowerment.

Interest rates represent the percentage at which your money grows when deposited or invested. In the context of general savings accounts, choosing the right bank with a favorable interest rate is essential. Karnataka Bank offers a competitive 4.5% interest rate per annum on the KBL Stri Womens Savings Account. This means that your savings will increase by 4.5% annually, helping your money work for you. Opting for a savings account with a high interest rate like this can significantly guarantee your financial security for your future.