Policies & Codes

Stay informed with our regulatory disclosures for important updates and compliance information.

Code of Bank's Commitment to Customers -January 2018

Code of Bank's Commitment to Micro and Small Enterprises-August 2015

Policy on Third Party Products – 2024-25

Policy on Procurement of Insurance Business -2024-25

Policy on Inoperative & Unclaimed deposit accounts for FY 2024-25

Banks code on PIT’ 2024-25

Policy on Safe Deposit Locker/Safe Deposit Article

Policy on Corporate Social Responsibility 2024-25

Policy for determination of materiality of any event or information

Evaluation policy of Directors 2024-25

Policy on Customer Service 2024-25

Policy on Dividend Distribution FY 2024-25

Banks code on PIT

Policy on Appointment of Directors

Policy for Dealing with Unclaimed Amounts Lying with the Karnataka Bank Limited on its Listed Non-Convertible Securities and Manner of Claiming Such Amounts by Investors

Policy on deposits FY2024-25

Policy on Customer Rights and Policy on Product Suitability 2024-25

DEAF Scheme

Code of Conduct for Direct Selling Agents (DSA)

CSR projects approved by the board for the FY2022-23

Policy on appointment of statutory central auditors / branch auditors

Model citizen chart

BCSBI Code

Procedure for return of original movable/immovable property documents to legal heirs

Policy on disclosure scheme FY2022-23

Policy on collection of dues and repossession of security

Policy on equal opportunity of the Bank

Lending policy for MSMEs

Compensation policy FY2024-25

Cheque collection policy FY2024-25

Policy on general management of branches FY2024-25

Policy on Grievance Redressal FY2024-25

Debit cards policy FY2023-24

Policy on co-lending with NBFCs for lending to priority sector

Data privacy and security policy for Aadhaar enrolment FY2023-24

Whistleblower policy FY2023-24

Fair disclosure practices of UPSI

Policy for determination of materiality of any event or information

Code of conduct and Ethics for Directors and Senior Management of the Bank

Policy on dividend distribution

Policy on related party transactions

Criteria for making payment to non-executive directors

Terms of appointment of independent director

Debenture Trustee

Nikhil Lohana

IDBI Trusteeship Services Ltd, Universal Insurance Building, Ground Floor, Sir P.M. Road, Fort, Mumbai – 400001.

0224 080 7006 itsl@idbitrustee.co.in

BEACON TRUSTEESHIP LIMITED

4C & D, Siddhivinayak Chambers, Gandhi Nagar, Opp MIG Cricket Club, Bandra East (E), Mumbai 400051.

Registrar & Share Transfer Agent

Integrated Registry Management Services Pvt. Ltd. No.30, Ramana Residency Sampige Road, Malleshwaram Bengaluru 560 003 Karnataka

0802 346 0815 / 6 / 7 / 8 irg@integratedindia.in

Investor Contact

Sham K. Company Secretary

Karnataka Bank Head Office Mahaveer Circle, Kankanady Mangaluru 575 002 Karnataka

0824 222 8222 investor.grievance@ktkbank.com