General Current Account
This unique current account is a financial game-changer for small merchants, self-employed professionals, and local businesses. With a manageable monthly average balance requirement, this account is designed to ease the financial operations of small-scale businesses. It supports your commercial activities with features like free cash deposits, personalized cheque books, and convenient interbank transfers. This is a reliable, user-friendly banking option, combining functionality with convenience to meet the unique needs of your business. Read more Read less
Why this account is for you
Focus on your business needs without worries
Enjoy affordable minimum balance requirements, tailored for micro-businesses
Access your account anywhere with internet and mobile banking, with free access to the mPassBook app
Benefit from SMS alerts, free e-statements, and missed call banking
Banking that rewards you
Discover our special and exclusive offers made for you
A century of trust, now at your fingertips
Travel, shop, or pay bills—all in one app. Experience KBL Mobile Plus today.
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We prioritize clean and honest banking. What you see is what you get.
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Documents required
- PAN card
- Aadhaar card
- Udyam registration certificate
- Customer ID or Debit card number
- Scanned or soft copy of KYC documents
- PAN card
- Aadhaar card
- Udyam registration certificate
- Scanned or soft copy of KYC documents
As easy as 1,2,3...
Apply for a general current account in 3 simple steps
Step 1
Start with your basic details
Provide your basic details and keep your documents handy
Step 2
Verify your details
Verify your details and pay processing fees
Step 3
Upload documents
Upload the documents and wait for us to send you a confirmation
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Got questions? We’ve got answers.
It's a specialized account for small merchants and professionals, designed to support frequent business transactions with various beneficial features.
You need to maintain an average monthly balance of ₹3,000 in rural/semi-urban areas or ₹5,000 in urban/metro areas.
Cash deposits are free up to ₹75,000 per day at any branch, making it cost-effective for your daily business operations.
You get comprehensive online and mobile banking facilities, including a free Android mPassBook app, for managing your account remotely.
Yes, personalized cheque books are available, and you can deposit cheques at any branch for fast collection.
The debit card comes with a daily cash withdrawal limit of ₹40,000 and an online transaction limit of ₹75,000.
Yes, you can subscribe to SMS alerts for transactions and receive free monthly e-statements for easy account tracking.
Missed call banking allows you to get account info like balance and mini-statement by giving a missed call to specific numbers.
The account includes facilities like ASBA, POS Machine facility, and a payment gateway facility, enhancing your business transaction capabilities.
Current accounts at Karnataka Bank are tailored for businesses, traders, and professionals who require frequent banking transactions. These accounts offer high transaction limits, enabling seamless handling of day-to-day financial operations. Our current account general is the cornerstone of business banking, offering a robust platform for managing your daily transactions with ease. Understanding how to open a current account is simple with our guidance, which includes a clear list of documents needed to open current account and outlines the current account requirements. Whether it’s for regular operations or managing cash flows, this account is designed to keep up with the pace of your business.
Karnataka Bank’s current accounts streamline your business transactions. With features like multi-location access, online payments, and real-time transaction tracking, managing business finances becomes more efficient and less time-consuming. The integration of these accounts with digital banking tools like the KBL Mobile Plus App ensures that you can oversee business transactions from anywhere, enhancing operational efficiency.
Do maintain the minimum balance as required by your current account to avoid charges. Regularly monitor your account to track business cash flow and use the overdraft facility judiciously. Don't use your current account for personal expenses, as this can complicate your financial management and accounting. Ensure that all transactions are in compliance with the terms and conditions of the account to avoid any service disruptions.
