Your dream home, across the seas
We understand that a home in India isn't just a property; it's a connection to your roots and a cherished space for creating lasting memories. That's why our NRI housing loans are crafted with a deep understanding of your unique aspirations and financial landscape. Whether you're acquiring your first home, upgrading to a dream abode, or making a strategic investment, our loans are customized to align with your distinctive needs and priorities.Read more
Your money, your way
Smart tools for smart spending and savings
ಹೋಮ್ ಲೋನ್ ಕ್ಯಾಲ್ಕುಲೇಟರ್
You will pay
₹13,800/ತಿಂಗಳುಗಳು
Why choose our NRI home loans
Turning dreams into reality, one home at a time
Adaptable repayment plans, whether you're a salaried professional or an entrepreneur abroad
Dedicated NRI loan experts provide guidance and support at every step
Specially designed to understand your unique position and global aspirations
Who can apply for NRI home loans
- NRIs (Non-Resident of India) holding Indian passport
- Indian students pursuing higher education
- Seafarers and maritime professionals of Indian nationality
- Persons of Indian Origin (PIOs) who were citizens of India on 26 January 1950
- Overseas Citizens of India (OCIs)
ನಿಮ್ಮೊಡನೆ ಬ್ಯಾಂಕಿಂಗ್
ಸದಾಕಾಲ ನಿಮ್ಮೊಂದಿಗೆ
ಮೀಸಲಾದ ಕೆಬಿಎಲ್ ತಜ್ಞರೊಂದಿಗೆ 24x7 ವೈಯಕ್ತಿಕ ನೆರವು
Banking with trust, expertise and care
Expanding the KBL family everyday
“ಆಪ್ ಕಾ ಬ್ಯಾಂಕ್ ಭಾರತ್ ಕಾ ಕರ್ನಾಟಕ ಬ್ಯಾಂಕ್
ಕರ್ನಾಟಕ ಬ್ಯಾಂಕ್
“ಇದು ಬಳಸಲು ತುಂಬಾ ಸುಲಭ ಮತ್ತು ಸಹಾಯಕವಾಗಿದೆ. ಸಿಬ್ಬಂದಿ ತುಂಬಾ ಸ್ನೇಹಪರ ಮತ್ತು ಸಹಾಯಕವಾಗಿದ್ದಾರೆ
ಕರೋಲ್ ಡಿಸೋಜಾ
KBL ಎಕ್ಸ್‌ಪ್ರೆಸ್ ಕಾರು ಸಾಲ
“ಇದು ತ್ವರಿತ, ಜಗಳ-ಮುಕ್ತ, ಸಂಪೂರ್ಣ ಡಿಜಿಟಲ್ ರೀತಿಯಲ್ಲಿತ್ತು. ಅತ್ಯುತ್ತಮ ಮತ್ತು ಅತ್ಯುತ್ತಮ.”
ಶ್ರೀ ಶಾದುಲ್ ಉಮಾಜಿ ಯಾದವ್
KBL ಮೊಬೈಲ್ ಪ್ಲಸ್
“ನಾನು ಹೊಸ ವೈಯಕ್ತಿಕ ಖಾತೆಯನ್ನು ತೆರೆಯಲು ಬಯಸುತ್ತೇನೆ. ಹಾಗಾಗಿ ಕರ್ಣಾಟಕ ಬ್ಯಾಂಕ್‌ನಲ್ಲಿ ಖಾತೆಯನ್ನು ತೆರೆಯಲು ನನ್ನ ವ್ಯಾಪಾರ ಪಾಲುದಾರ ನನಗೆ ಶಿಫಾರಸು ಮಾಡಿದ್ದೇನೆ ಮತ್ತು ನನ್ನ ನಿರ್ಧಾರದಿಂದ ನನಗೆ ಸಾಕಷ್ಟು ಸಂತೋಷವಾಗಿದೆ. ಅವರು (ಸಿಬ್ಬಂದಿ) ತುಂಬಾ ಕರುಣಾಮಯಿ, ತುಂಬಾ ಬೆಂಬಲ ಮತ್ತು ಅವರು ನಿಮಗೆ ಚೆನ್ನಾಗಿ ಹಾಜರಾಗುತ್ತಾರೆ
ಕರಣ್ ದೇವದತ್ತ ಪ್ರದೇಶಿ
ಉಳಿತಾಯ ಖಾತೆ
“ಅದರ ಕಾರ್ಯವನ್ನು ಪರೀಕ್ಷಿಸಲು ನಾನು ಅವರ ಮೊಬೈಲ್ ಬ್ಯಾಂಕಿಂಗ್ ಅಪ್ಲಿಕೇಶನ್ ಅನ್ನು ಡೌನ್‌ಲೋಡ್ ಮಾಡಿದ್ದೇನೆ - ಇದು ಅತ್ಯಂತ ಸ್ಪಂದಿಸುವ ಮತ್ತು ಹೆಚ್ಚು ಬಳಕೆದಾರ ಸ್ನೇಹಿಯಾಗಿದೆ. ಇದು ಸಾಂಪ್ರದಾಯಿಕ ವೈಯಕ್ತಿಕ ಸ್ಪರ್ಶ ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು ಹೈಟೆಕ್ ಡಿಜಿಟಲ್ ಬ್ಯಾಂಕಿಂಗ್‌ನ ಪರಿಪೂರ್ಣ ಮಿಶ್ರಣವಾಗಿದೆ
ರಾಜೇಶ್ ಪಾಠಕ್
ವೈಯಕ್ತಿಕ ಸಾಲ
Got questions? We’ve got answers.
You are prepay your loan as an NRI. For specific charges and conditions, it's best to refer to your loan agreement as terms vary per loan.
Our criteria include factors like age, stable income, credit score, and property value. Indian residents, NRIs, and OCIs can apply, with each plan tailored to the customer's unique needs.
Begin by exploring our comprehensive guides and tools like loan calculators. They're designed to simplify the home-buying journey for NRIs.
You are eligible to a tax deduction on interest paid and loan repayment on your home loan if you are an NRI as per the income tax definition and file your income tax returns in India. You are eligible for deduction of up to Rs. 1.5 lakh on housing loan principal repayment under section 80C and more.
Interest rates for NRIs are based on factors like loan amount, property value, applicant's credit history, and prevailing market rates,
Yes, property insurance is generally required for home loans to protect against unforeseen damages.
Transactions in foreign currencies are converted to your home currency at competitive exchange rates, with the conversion details reflected in your account statement.
NRIs can finance a range of properties including apartments, independent houses, and builder floors in India.
NRIs can opt for a balance transfer to move their existing home loan from another bank to Karnataka Bank, often at more favorable terms.
Equated Monthly Installmen is a structured payment method that enables you to repay your loan in fixed monthly amounts. This includes both the interest and the principal, designed to reduce your loan balance while fitting into your monthly budget comfortably.
Interest rates for NRI loans are competitive, designed to give non-resident Indians an advantageous way to borrow. These rates are carefully calculated, considering the needs of NRIs and their unique financial positions. When you explore an NRI personal loan, you'll find that the rates are typically lower than those for unsecured loans available to non-NRIs, reflecting the tailored approach of these financial products. Before you apply for an NRI personal loan, it's important to understand how these interest rates can affect your repayment schedule, ensuring you make an informed decision that aligns with your financial strategy.
NRI services play a crucial role in bridging the financial needs of the Indian diaspora with the opportunities available in India. They provide a platform for NRIs to invest, save, and manage their earnings in their home country, even while they reside abroad. Services like NRI accounts, loans, and investment options ensure that NRIs can contribute to and benefit from India's economic growth. These services also aid in maintaining a financial connection with their homeland, which is crucial for those who plan to return or have familial and investment ties in India.
