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Start Your FD and Get
Attractive Returns with Karnataka Bank

Start an FD with Karnataka Bank with just ₹100, and earn attractive interest rates—8% for senior citizens and 7.5% for others. Our FDs are a straightforward, safe and stable way to grow your money, making them ideal for risk-averse investors. They have a fixed tenure, ranging from 7 days to 120 months. With guaranteed returns and flexible payouts, there’s no better time to invest. Take the first step toward a secure financial future by starting your FD today!

Welcome to your Fixed Deposit investment journey

100 Years of Service:​

Karnataka Bank Limited, a leading ‘A’ class scheduled commercial bank was incorporated on 18th February 1924 at Mangaluru, a coastal town of Dakshina Kannada district in Karnataka State. As a premier bank, we have developed comprehensive range of customized products and services suitable for every kind of market, trade or perceived need - business or personal.

Deposit Amount
Start with just ₹100
Period of Deposit
7 days to 120 months
Interest Earned
Up to 7.5%*
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years
Celebrating 100 Years

FAQ's

Interest from fixed deposits is subject to tax under 'Income from Other Sources' as per the Income Tax Act. TDS is deducted as per the prevailing rules.

We offer loans against fixed deposits following the bank's prescribed rules, providing a convenient credit option without breaking the deposit.

Yes, premature withdrawal of fixed deposits is allowed as per our terms & conditions.

You can avail a fixed deposit for as little as ₹100 with no maximum limit.

For senior citizens, we pay out monthly interest on fixed deposits without any discount, receiving full interest earnings every month. x

To download the KBL Mobile Plus app, visit the Google Play Store or Apple App Store on your mobile device. Search for 'KBL Mobile Plus' in the store, select the app published by Karnataka Bank, and click 'Install' to download it onto your device.

NEFT (National Electronic Funds Transfer) is available for individuals, firms, or corporate bodies with accounts in the bank, facilitating electronic transfer of funds to any other NEFT-enabled bank branch in the country.

Yes, our bank deposits are generally considered a safe investment. This safety is primarily due to deposit insurance schemes provided by government agencies, which protect a certain amount per depositor in case of financial volatility. Additionally, we are subjected to stringent financial controls and oversight, further enhancing the safety of deposits. However, while safe, the returns on deposits, particularly savings accounts, are usually lower compared to riskier investments like stocks or mutual funds.

Whether a deposit is better than a mutual fund depends on your financial goals, risk tolerance, and investment horizon. Deposits offer safety and guaranteed returns but typically with lower interest rates. Mutual funds, on the other hand, have the potential for higher returns but come with greater risk and market volatility. For short-term goals or if you prioritize capital preservation, deposits might be preferable. For long-term goals with a higher risk appetite, mutual funds could be more suitable.

Yes, we allow you to open a joint deposit account with one or more individuals, subject to terms and conditions. This means you and the other person (like a family member, spouse, or business partner) can both manage and have access to the money in the account. Both of you can deposit or withdraw money, and the terms of the account usually apply to both parties equally. It's a common way for couples or business partners to manage their finances together.

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