KBL Image Debit Card

The KBL- Image Debit Card is a Debit Card where you can choose the design of your ownchoice to be printed on your card.

You can apply for an KBL Image Debit Card on www.karnatakabank.com as below;

• You will be required to enter the existing debit card details and the OTP received thereon. On successful validation of OTP, you will be taken to the image upload page.
• You can apply for Image card only if you are a debit card holder and having registered your mobile number with the bank.
• Choose from 49 designs in the KBL Image Gallery or upload your own picture and design your card in Jpeg [jpg] and PNG format only.

You can choose any image that belongs to you, be it the picture you clicked on your lastvacation with your friends, your family, or an image of your loved ones/places you travelledwith your family etc. You can also choose from a gallery of 49 images available at our Imagegallery. You can refer to image upload guidelines to find out the basic rules of imagesallowed for Image Debit Card.

Images including any of the following elements would not be allowed for KBL Image DebitCard:
Following set of images will not be considered for image card applications

• Trademarks or copyright material that is famous or recognized, including images markedwith ©, ® or ™ signs.
• Pictures that have advertising, promotional material including branded products andservices.
• Pictures that have telephone numbers, URLs, account numbers or email addresses.
• Pictures of celebrities / musicians / athletes /entertainers / public-figures /cartoon charactersetc. that are famous or recognized.
• Provocative or sexual images including inappropriate nudity or semi-nudity.
• Violent or offensive racist images including any images in which weapons or fire arms areshown.
• Images portraying anti-social or obscene behavior.
• Images where drinking [or being drunk], smoking, narcotics or gambling are shown.
• Any religious or political images, including images that portray socially unacceptable groupsor political statements.
• Text unless benign [i.e. words that are kind, gentle and harmless] and in the English language.
• Subject matter of any nature that might result in confusion at point of sale or that mightresult in card fraud. Any image that might reflect poorly or might engender hostility towardthe Master Card ® or Visa® or any other payment network brands.
• Images where money or currency is in focus.
• Any reference to the Olympic Games /FIFA/IPL/BCCI/ICC or any sport’s governing body orsporting events.
• Trade names, logos, slogans or other identifying indicia of any Card ProcessingAssociations [e.g. Visa, Master Card etc.]
• Images that portray profanity or obscenity.
• Images which show Bank, Bank logo, or Bank Debit Card in bad light.
• Images which show the names or images of any other peer Banking or Financial Institution.
• Images that have any Emblems, Flags, or Logos of the Constitution of India or any otherGovernment body.
• Downloaded Internet images or images not owned by you, including photographs, cartoons,works of different art.
• The image card is subject to these terms and conditions and VISA debit card conditions of the use.
• The Image card remains the property of the Bank and you agree to return it if asked, or ifthe accounts accessed by the image card are closed.
• The Bank reserves the right to not to accept or use any image you submit.
• The Banks liability in respect of the image card service is limited to refunding the imagecard fee (if applicable).The Bank is not responsible for poor quality images on image cards.
• These terms and conditions may be varied by the Bank at any time by giving 14 days noticeof such changes either by advising you in writing or display in all branches or public noticeor notified on our website.

All images uploaded are scrutinized to check for violation of image guidelines. If image is asper the guidelines, the card is produced and dispatched to you and informed via SMS. If theimage is rejected, an alert will be sent to your registered mobile number.

No. Personalized as well as gallery images cannot be uploaded through branches and haveto be uploaded only through Karnataka Bank website.

The KBL Image Debit Card can be availed for at a joining fee of Rs. 299/- [Plus Service Tax]only. Annual charges of Rs.100/- [Plus Service Tax] from second year onwards will beapplicable.

No. If the Image Debit Card is lost, stolen or damaged you will have to place a request for areplacement card with your branch obtain a standard debit card. If you require an ImageDebit Card, you may apply for a new Card on the Karnataka Bank Website.

Yes. There will be a fee of Rs. 299/- [Plus Service Tax] which will be charged for thisreplacement card.

You will have to place a fresh request for a new KBL - Image Debit Card at www.karnatakabank.com

The validity of KBL Image Debit Card is 5 years from the date of printing the card.

As per international guidelines, the validity of the chip on the Debit card is only 5 years. Dueto which the Debit card validity is 5 years.

No. You will be given a regular non Picture Debit Card on the expiry of the current ImageDebit Card. If you need KBL Image Debit Card on expiry of your current card, you can raise anew request through www.karnatakabank.com

You will receive your personalized KBL Image Debit Card with an image of your choice atyour registered communication address within 15 working days of approval of the applicationby Karnataka Bank and successful deduction of joining fee from your account. You can collect the PIN mailer from your base branch where account is held.

Your daily ATM withdrawal limit, daily purchase limit at merchant outlets and all other DebitCard features that are applicable for the particular Debit Card variant you choose would beapplicable for the KBL- Image Debit Card as well.