NCMC – Contactless RuPay Platinum International Debit Card - easy international transactions

Karnataka Bank, in its constant endeavour to understand the customer requirements has come out with a novel card product "Moneyplant TM NCMC RuPay Platinum International Debit Card". This card not only replaces your ATM / Regular Debit Card but also opens a world of privileges that match your status and lifestyle.

Flexibility of Usage

  • This MoneyPlant TM NCMC RuPay Platinum International Debit Card gives you instant access to your account, whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India or abroad.

Worldwide reach

  • This MoneyPlantTM NCMC RuPay Platinum International Debit Card is accepted at over 2,14,000 ATMs in India and over 1.90 million “RuPay” & “Discover” enabled ATMs worldwide. It can be used to make purchase at over 26 lakh POS terminals in India and 42.4 million RuPay & Discover enabled POS terminals worldwide.

Lounge Access

  • Rupay platinum Domestic Airport Lounge access program provides access to the participating lounges two times per calendar quarter per card in any of the participating Airport Lounges.
  • The list of domestic airport lounge will be updated on a regular basis.

Enhanced Limits for Cash Withdrawal

  • Enhanced limits for cash withdrawal/ purchase limits, the daily ATM Cash Withdrawal Limit has been enhanced to ₹75,000 per day at all ATMs. The daily POS limit is ₹2,00,000 at Merchant Establishments, and is subject to the balances held in the account.

Charges for NCMC Rupay Domestic Debit Card

  • Issuance charges of NCMC Domestic Debit Card: ₹300/- plus service tax.
  • Annual Maintenance Charges (AMC) from second year: ₹300/- plus service tax [except for privileged customers].
  • Replacement of card: ₹300/- plus service tax. (Applicable for all types of customers)

24-Hour Emergency Helpline

  • You can call our Emergency Helpline for Card Blocking/ assistance +91-80- 22021500 or 24 Hr Toll Free Number 1800-425-1444/1800-572-8031.
KBL Image Card

Block your DEBIT CARD through SMS

Send SMS to 9880654321
BLOCK <space> XXXX</space>

xxxx is the last 4 digit of Debit Card Number which is printed on your Debit Card



Contactless functionality: (Tap & Go)

Contactless payment is a fast, easy and secure way of payment. A contactless payment is an application of contactless smart chip technology. To transact, the cardholder just has to tap the card without two factor authorization onto the Point of Sale (PoS) /Swiping terminals/any other terminal accepting contactless payments in the following manner.

Just look for the symbol ncmclogo at the merchant outlet and make a contactless payment.

  • As per the extant RBI guidelines, the maximum amount allowed through contactless payment is ₹ 5,000/-. However, limits can be set through KBL MobilePlus App for the Contactless payments under debit card settings.
  • NCMC card is designed as a combination of both contact and contactless features with Near Field Communication Technology.

TAP AND GO CARD: Under NFC technology PIN number is not required to be entered for completing the transaction and the card needs only to be tapped on the PoS Terminal/Device to complete the transaction. Transaction above ₹ 5,000/- will be mandatorily conducted over the Contact interface with PIN.

Forced PIN Change:

  • After using the card for an International transaction, before doing any Domestic transaction, customer will be forced to change the PIN.


  • This card can be used as a normal debit card and also has a unique stored value feature, which can be used for digital payments in offline mode, thus making it a solution of choice for transits and in retail shop/chains.
  • Wallet is a virtual allocation within the EMV Chip of the Card to store the balance of permitted amount that can be transferred from the attached Bank's Savings account to make Off-line payments in Public Transport like Metro Rail & Buses, Toll Plaza etc.
  • In the wallet; the cardholders can store a maximum value of up to ₹ 1,000.

SWITCH ON/OFF and Limit Setting:

  • As per RBI Guidelines, by default all International transactions and Domestic E-Com transactions are SWITCHED OFF. Customer can SWITCH ON and set the transaction limits through Mobile Banking/Internet Banking/ ATM /IVR Channels.

Insurance Coverage:

  • Personal Accident (PA) coverage: ₹2 lakhs

*Subject to change and conditions apply

IMPORTANT: Karnataka Bank does not ask for personal security details like your Internet banking passwords, Debit Card PIN on email, phone or otherwise. Never disclose your passwords to anyone, even to the bank's staff. In case you get an email or a phone call asking your personal security details or a Bank staff approaches you to disclose your password, please report to us. You can send an

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