Experience seamless transit with a global edge
Navigate effortlessly through urban landscapes and across international borders with a card that's crafted for the cosmopolitan traveler.
Banking that rewards you
Discover our special and exclusive offers made for you
Card limits
Cash withdrawal limit
75,000 per day
E-commerce/POS limit
2,00,000 per day
Charges
- Card issuance charges - ₹300 plus GST
- Annual maintenance charges (AMC) from second year - ₹300 plus GST
- Card replacement charges - ₹300 plus GST
Lounge access
We prioritize clean and honest banking. What you see is what you get.
Get lounge access
100%
transparent
& upfront
within each calendar quarter
24-hour emergency helpline
For blocking your card or availing assistance, call
+91 802 202 1500
Block your DEBIT CARD through SMS
Send an SMS to +91 988 065 4321
BLOCK XXXX
XXXX is the last 4 digits of the debit card number
Got questions? We’ve got answers.
Contactless payment employs radio-frequency identification (RFID) or near-field communication (NFC) technology. When you tap or wave your card or smartphone near a contactless reader, a secure, short-range wireless connection enables the transfer of payment information, allowing for quick and convenient transactions.
Cardholders can withdraw up to ₹75,000 per day at all ATMs, with a daily Point of Sale (POS) limit of ₹2,00,000 at merchant establishments, subject to available account balances.
If you have lost your debit or credit card, or if it has been stolen, you should immediately report the incident to Karnataka Bank to ensure your account's security. You can send an email to info@ktkbank.com detailing the situation. Alternatively, you can call our toll-free customer numbers at 1800 425 1444 or 1800 572 8031. Prompt reporting is crucial to prevent any unauthorized transactions and to secure your account.
Yes, enjoy complimentary access to participating domestic airport lounges, once per calendar quarter per card.
Yes, you can generally use your debit card at any ATM. However, using an ATM outside of your bank's network may incur additional fees. Some banks have agreements with other networks for fee-free withdrawals, so it's best to check with your bank for specifics.
A debit card allows you to spend money by drawing on funds you have already deposited in your bank account. In contrast, a credit card lets you borrow money up to a certain limit for purchases, which you'll need to repay with interest if not paid in full by the billing cycle's end.
SMS banking with debit cards typically involves receiving automatic text alerts for transactions made with your card. It can include alerts for withdrawals, purchases, or any other card activity. This service helps in monitoring transactions and quickly detecting any unauthorized use.
An RFID (Radio Frequency Identification) chip in a debit card allows for contactless payments. It uses radio waves to communicate with a card reader when the card is held close to it. This technology enables faster and more convenient transactions without the need to insert the card into a reader.
The CVV (Card Verification Value) is a 3 or 4-digit code on your debit or credit card, used as an additional security measure for online or phone transactions. It helps verify that the card is in the physical possession of the person making the transaction.
To download the KBL Mobile Plus app, visit the Google Play Store or Apple App Store on your mobile device. Search for 'KBL Mobile Plus' in the store, select the app published by Karnataka Bank, and click 'Install' to download it onto your device.
The KBL MoneyPlant NCMC Contactless RuPay Platinum International Debit Card elevates your journey with the innovative National Common Mobility Card (NCMC) feature, enabling you to breeze through metro and bus transits across the country with a single tap. This 'One Nation, One Card' initiative by the Ministry of Housing and Urban Affairs integrates transport mobility with your banking, making this card a versatile tool for both transit and retail transactions. With this card, you can enjoy high transaction limits and global acceptance, along with the added luxury of complimentary airport lounge access in India. It's more than just a debit card; it's your all-in-one pass for travel, shopping, and seamless urban mobility.
The National Common Mobility Card (NCMC) represents a groundbreaking advancement in India's transportation sector. This innovative card, often referred to as 'One Nation One Card,' is designed to unify and simplify the way people travel across different modes of public transport. By integrating various transport networks, KBL's NCMC debit cards offer unprecedented ease and convenience to commuters. It operates using state-of-the-art near-field communication (NFC) technology, enabling contactless transactions that are both fast and secure.
For credit cards, the interest rate, typically higher due to their unsecured nature, is applied to balances carried beyond the payment due date. Understanding the APR (Annual Percentage Rate) and the interest-free period is crucial for credit card users. Debit cards, however, do not incur interest rates as they utilize funds already in your account. Some banks offer incentives or cashback on debit card transactions, adding a savings element to your spending.
Do monitor your account regularly to keep track of transactions and spot any unauthorized activity quickly. Use secure networks for online transactions. Don't share your card details or PIN with anyone. Be cautious while using your card at ATMs or POS terminals.
Bank cards have become an essential tool in our financial toolkit, offering various forms of convenience and benefits. The most common types include debit cards, which provide direct access to your bank account funds for everyday purchases and ATM withdrawals. Credit cards offer the flexibility of deferred payments, often accompanied by rewards, cashback offers, and a means to build credit history. For controlled spending, prepaid cards are ideal as they limit expenditure to the amount loaded on the card. Business cards cater specifically to the needs of companies and entrepreneurs, streamlining expense management and often offering higher credit limits and detailed spending reports.
