Types of loans

We understand that your financial needs evolve with every new chapter in your life. From buying your dream home to funding your child's education, we have designed our loan products keeping you at the core of what we do. We believe in going beyond transactions, with honest intent and exceptional customer support in helping you invest in the things that matter and making sure we work together to deliver the best of what we have to offer. We provide high-quality loan solutions that are tailored to your unique needs and financial readiness responsibly. Read more

Home loans

Tailored to fit your home owning goals with a stress-free loan solution.

Vehicle loans

We try to put you in the drivers’ seat with quick approvals and minimal documentation.

Loans against property

Unlock the value of your property with flexible terms and interest rates.

Personal loans

Whether it's for a wedding, a travel plan, or an unforeseen expense, we got you.

Education loans

Unlock a world of learning with flexible plans and easy rates.

Banking that rewards you 

Discover our special and exclusive offers made for you 

SaffronStays
SaffronStays logo

Book a minimum of 3 nights at SaffronStays and avail a 15% discount up to ₹15,000*

SaffronStays
SaffronStays logo

Book a minimum of 2 nights at SaffronStays and avail a 10% discount up to ₹7,500*

Paneer Wrap
Mc Delivery

Get Big Spicy Paneer Wrap/Big Spicy Chicken Wrap On Purchase of ₹ 399 

Not sure which product is for you?

Let’s find the best fit together

  • No spam calls
  • Dedicated KBL experts
  • Set up a call on your time

Why our loans stand out

Helping you build the life you deserve

We have designed loan options that are made for your unique needs

100 years of transparent and reliable banking at your side

The best of our team is with you every step of the way

Here for you, always

24/7 support for your banking needs

Got questions? We’ve got answers

View FAQs
  • Internet Banking

    KBL MoneyClick

  • Digital Banking

    WhatsApp banking

  • Service Branches

    Locate us

Advantages of loans

Loans provide the necessary leverage to achieve various personal and professional goals, whether it's buying a home, financing education, or expanding a business. They offer the flexibility to make significant purchases or investments now and pay for them over time. With a range of loan products available, including personal, educational, home, and vehicle loans, there's a solution for almost every financial need. Loans also help in building a credit history, which is crucial for future financial endeavors.

Interest rates on loans depend on the loan type, amount, tenure, and the borrower's credit profile. They can be fixed, offering predictability in repayments, or variable, changing with market dynamics. The interest is typically calculated on a reducing balance basis, meaning as the principal amount decreases, so does the interest charged. Understanding the terms of the loan, including the APR (Annual Percentage Rate), processing fees, and any other charges, is crucial for a clear picture of the loan's cost.

Do conduct thorough research and compare different loan options to find one that best suits your needs and financial situation. Always read the loan agreement carefully, understanding all terms and conditions. Plan your finances to ensure timely repayments, as late payments can incur extra charges and negatively impact your credit score. Don't borrow more than you need or can comfortably repay, and avoid multiple loans that might lead to a debt trap. Stay informed about any changes in interest rates or terms during the loan tenure.