Why these loans are for you
Smart, flexible loans to grow your dairy business
Receive the loan amount directly in your account in just a few days.
Get the funds you need for your dairy business without pledging any assets or property.
Apply easily and get approved quickly through a fully digital process, with no paperwork hassles.
Dairy financing made easy
Discover our dairy and bovine loan variants tailored for your needs

Documents required
- Aadhaar card
- PAN card or Form 60
- Milk income proof (1 year milk passbook / bank passbook)
- Landholding declaration (if applicable)
- Secondary ID if needed (Voter ID, driving license)
- Aadhaar card
- PAN card or Form 60
- Milk income proof (1 year milk passbook / bank passbook)
- Landholding declaration (if applicable)
- Insurance & veterinary health certificate (postsanction)
Eligibility
- Individuals aged 18 70 years (applicant); co applicant must be a spouse or blood relative
- Minimum 2 cattle owned
- Minimum 12 months of milk pouring history
- ₹80,000 combined annual income (with co applicant)
- Must reside at same address for 2+ years
- Individuals aged 18-70 years (applicant); coapplicant must be a family member
- Buy 2-5 cattle with this loan
- Minimum 12 months milk supply (24 months for nonlandholders)
- ₹1 lakh minimum annual income (with co-applicant)
- Must reside at same address for 2+ years
Make matters simple and straightforward
A smart calculator for smart spending and savings
Emi Calculator
You will pay
₹13,800/Months

Important information
Application form
Rates & charges
As easy as 1,2,3...
Apply for a home loan in 3 simple steps
Step 1
Fill out the necessary details in the lead form
Step 2
A DGV Agent will reach out to you, if you are in serviceable area
Step 3
Milk data, KYC, cattle seller & veterinary documents are digitally validated
Step 4
Loan will be disbursed directly to the seller & insurance activated
Step 1
Fill out the necessary details in the lead form
Step 2
A DGV Agent will reach out to you, if you are in serviceable area
Step 3
Complete the loan application by providing the necessary details and documents
Step 4
Receive loan approval & funds directly in your account

Got questions? We’ve got answers.
Only 3% p.a. for overdue payments, no hidden charges.
No, this is a fully unsecured loan.
You can still apply for the loan without a CIBIL score.
You can avail the loan typically within a few working days after document verification.
No collateral is needed to apply for this loan.
Yes, you can apply. Landholding is not mandatory.
Interest rates represent the percentage at which your money grows when deposited or invested. In the context of general savings accounts, choosing the right bank with a favorable interest rate is essential. Karnataka Bank offers a competitive 4.5% interest rate per annum on the KBL Stri Womens Savings Account. This means that your savings will increase by 4.5% annually, helping your money work for you. Opting for a savings account with a high interest rate like this can significantly guarantee your financial security for your future.