Why these loans are for you

Smart, flexible loans to grow your dairy business

Receive the loan amount directly in your account in just a few days.

Get the funds you need for your dairy business without pledging any assets or property.

Apply easily and get approved quickly through a fully digital process, with no paperwork hassles.

Not sure which product is for you?

Let’s find the best fit together

  • No spam calls
  • Dedicated KBL experts
  • Set up a call on your time

Documents required

Dairy Maintenance Loan
  • Aadhaar card
  • PAN card or Form 60
  • Milk income proof (1 year milk passbook / bank passbook)
  • Landholding declaration (if applicable)
  • Secondary ID if needed (Voter ID, driving license)
  • Aadhaar card
  • PAN card or Form 60
  • Milk income proof (1 year milk passbook / bank passbook)
  • Landholding declaration (if applicable)
  • Insurance & veterinary health certificate (postsanction)

Eligibility

Dairy Maintenance Loan
  • Individuals aged 18 70 years (applicant); co applicant must be a spouse or blood relative
  • Minimum 2 cattle owned
  • Minimum 12 months of milk pouring history
  • ₹80,000 combined annual income (with co applicant)
  • Must reside at same address for 2+ years
  • Individuals aged 18-70 years (applicant); coapplicant must be a family member
  • Buy 2-5 cattle with this loan
  • Minimum 12 months milk supply (24 months for nonlandholders)
  • ₹1 lakh minimum annual income (with co-applicant)
  • Must reside at same address for 2+ years

Exclusive benefits on debit cards

Treat yourself with our special and exclusive offers for you

SaffronStays
SaffronStays logo

Book a minimum of 3 nights at SaffronStays and avail a 15% discount up to ₹15,000*

SaffronStays
SaffronStays logo

Book a minimum of 2 nights at SaffronStays and avail a 10% discount up to ₹7,500*

Paneer Wrap
Mc Delivery

Get Big Spicy Paneer Wrap/Big Spicy Chicken Wrap On Purchase of ₹ 399 

Make matters simple and straightforward

A smart calculator for smart spending and savings

Emi Calculator

Loan amount
25000 1000000
Rate of interest
2% 18%
Loan tenure
1 Months 60 Months

You will pay

₹13,800/Months

A century of trust, now at your fingertip

Travel, shop, or pay bills—all in one app. Experience KBL Mobile Plus today.

Available on Google Play Store and App Store.

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Important information

Application form

Rates & charges

As easy as 1,2,3...

Apply for a home loan in 3 simple steps

Step 1

Fill out the necessary details in the lead form

Step 2

A DGV Agent will reach out to you, if you are in serviceable area

Step 3

Milk data, KYC, cattle seller & veterinary documents are digitally validated

Step 4

Loan will be disbursed directly to the seller & insurance activated

Step 1

Fill out the necessary details in the lead form

Step 2

A DGV Agent will reach out to you, if you are in serviceable area

Step 3

Complete the loan application by providing the necessary details and documents

Step 4

Receive loan approval & funds directly in your account

Image As easy as 1,2,3...

Got questions? We’ve got answers.

Are there any penalties?

Only 3% p.a. for overdue payments, no hidden charges.

No, this is a fully unsecured loan.

You can still apply for the loan without a CIBIL score.

You can avail the loan typically within a few working days after document verification.

No collateral is needed to apply for this loan.

Yes, you can apply. Landholding is not mandatory.

Interest rates represent the percentage at which your money grows when deposited or invested. In the context of general savings accounts, choosing the right bank with a favorable interest rate is essential. Karnataka Bank offers a competitive 4.5% interest rate per annum on the KBL Stri Womens Savings Account. This means that your savings will increase by 4.5% annually, helping your money work for you. Opting for a savings account with a high interest rate like this can significantly guarantee your financial security for your future.