Compare accounts (2)

SB General Savings Account

KBL Tarun Zero Balance Account for Students

KBL SB Salary Account

Choose a salary account that does more for you, providing easy fund management, secure transactions and extra benefits. We have designed this account to cater to the diverse needs of professionals at all levels, ensuring that your hard-earned money is not just safely managed but enhanced with a steady 4.5% interest rate. Enjoy the freedom of banking anywhere, with no minimum balance, free debit cards with purchase protection and unlimited ATM transactions. Whether you're just starting out or scaling new professional heights, our Executive, Prime, and Classic tiers have something unique to offer for every kind of professional. Read more

Choose from Executive, Prime, or Classic tiers each with tailored features for your needs

Stay protected with exclusive insurance benefits and special schemes for women account holders

Unlimited free transactions at any Bank ATMs* 

Not sure which product is for you?

Let’s find the best fit together

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  • Dedicated KBL experts
  • Set up a call on your time

Banking that rewards you 

Discover our special and exclusive offers made for you 

SaffronStays
SaffronStays logo

Book a minimum of 3 nights at SaffronStays and avail a 15% discount up to ₹15,000*

SaffronStays
SaffronStays logo

Book a minimum of 2 nights at SaffronStays and avail a 10% discount up to ₹7,500*

Paneer Wrap
Mc Delivery

Get Big Spicy Paneer Wrap/Big Spicy Chicken Wrap On Purchase of ₹ 399 

Eligibility criteria

For employees
  • Any salaried individual who intends to get their salary credited to Karnataka Bank even if their employer does not have a salary account relationship with the bank.
For employers
  • If an employer has a CASA account with Karnataka Bank, they can provide this zero balance salary account facility to some or all of their employees.

Documents required

  • Proof of employment as per norms
  • Scanned or soft copy of KYC documents

A century of trust, now at your fingertips

Travel, shop, or pay bills—all in one app. Experience KBL Mobile Plus today.

Available on Google Play Store and App Store.

Available on Google Play Store and App Store.

We value your social security

Discover our value added offerings handpicked for you

KBL Suraksha

A unique personal accident insurance scheme for salary account holders for your well-being and security.

PMJBY scheme

Secure your future with the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJBY) - Government-backed Life insurance scheme.

PMSBY scheme

Stay protected with Pradhan Mantri Suraksha Bima Yojana (PMSBY)- A Government-backed accident insurance scheme.

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Got questions? We’ve got answers.

How do I open a salary account with your bank?

Visit any bank branch or click here to be directed to the online application portal.

You will need to provide a scanned or soft copy of your KYC documents. If you are an employee, will also need to provide proof of employment as per norms and salary proof. Additionally, common documents required for opening a salary account include the application form, latest passport-size photographs, appointment letter (as proof of employment with the company), and proof of identity & address (e.g., PAN Card, Aadhaar Card, Voter ID Card, Driving License, Passport).

You will receive a 4.5% interest rate per annum with our salary accounts.

Yes, you can change your type of salary account. Please visit your nearest branch to change your account variant.

The Executive salary account offers benefits such as managing salaries of ₹1,00,000 and above, free cash transactions, international debit card with no annual maintenance charges, purchase protection, free demand drafts, no annual maintenance charges for Demat & Trading Account, jewelry insurance, personal accident death cover, 100% waiver on loan processing charges and more.

To download the KBL Mobile Plus app, visit the Google Play Store or Apple App Store on your mobile device. Search for 'KBL Plus' in the store, select the app published by Karnataka Bank, and click 'Install' to download it onto your device.

A salary account is specifically intended for employees to receive their payroll deposits. It often has benefits like zero MAB and additional perks. In contrast, a regular savings account is a general-purpose account that may require a minimum balance and may not offer the same benefits as a salary account.

If regular salary credits stop, the salary account may automatically convert to a regular savings account after a certain period, subject to the bank's terms and conditions, which may include the imposition of a Monthly Average Balance (MAB).

Salary accounts often come with unique benefits such as zero minimum balance requirements, free cheque books and debit cards, lower interest rates on loans, special offers, and waivers on various banking fees and charges. Benefits may vary depending on the bank and the type of salary account.

Advantages of having a salary account

Salary accounts streamline the process of receiving your monthly pay. They often come with no minimum balance requirements and offer special features like zero transaction fees, higher ATM withdrawal limits, and preferential rates on loans and other financial products. They can also include additional perks like free cheque books and online banking services.

Salary accounts generally offer interest rates similar to regular savings accounts. The interest is calculated on the daily balance and credited at regular intervals, ensuring that your money grows steadily. These accounts strike a balance between accessibility and savings growth.

Do utilize the additional services and offers linked to your Salary account. Regularly monitor your account to track your finances effectively. Don't overlook the opportunity to link your account with other financial products for consolidated benefits. Be mindful of the account's status if you change jobs.