KBL Wise Senior Citizen Savings Account
KBL WISE goes beyond a traditional senior citizen savings account by offering a comprehensive package of benefits designed to address your financial security, health and wellness, and everyday convenience.This means you can enjoy peace of mind knowing you have a secure place for your savings, access to valuable health care benefits, and helpful tools to manage your finances easily. With KBL WISE, you can focus on enjoying your golden years while we take care of the rest. Read more
Enjoy free or discounted health checkups, lab tests, pharmacy vouchers and doctor consultations.
Enjoy free online money transfers and contactless payments with NCMC RuPay domestic debit card/International Debit card
Avail free doorstep banking and bill payments at your fingertips with mobile banking.
Your wellness is our priority
Choose our Wise account that best suits your needs
Senior citizen

Signature
- Monthly average balance:
₹5000 - Health Checkup Vouchers (4 Vouchers - 250 each)
₹1000 - Free NFC Classic Visa / NCMC Rupay Domestic Debit Card
Senior citizen

Advantage
- Monthly average balance:
₹25,000 - Unlimited Online Doctor Consultations across all specialties.
- Free NCMC Rupay International Platinum Debit Card.

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Got questions? We’ve got answers.
Visit any bank branch or click here to be directed to the online application portal.
Yes, you can change your type of KBL Wise Senior Citizen Savings account. Please visit your nearest branch to change your account variant.
The KBL WISE advantage savings account offers benefits such as Free Doorstep Services tailored exclusively for Seniors aged 70 and above, 15% Locker Rent Concession, 25 Cheque leaves will be free in a calendar year, unlimited Free NEFT/RTGS/IMPS transactions, unlimited free transactions in Karnataka Bank ATMs, free NCMC Rupay International Platinum Debit Card and more
The health care benefits of having a KBL WISE advantage savings account are health insurance top up plan up to Rs. 5.00 Lakhs (Rs 1 Lakh Deductible) or up to Rs. 10.00 Lakhs (Rs 2 Lakh Deductible), unlimited Online Doctor Consultations across all specialties, One Pharmacy Voucher worth Rs. 500, one time Full body health checkup, 70% discount on all labs and health check ups, one day of free nurse service at home, with an additional 15% discount on subsequent days, enjoy Max Rs. 1000 per day Hospital /Max Rs. 2000 per day ICU coverage maximum for 30 days
Enjoy Max Rs. 1000 per day Hospital /Max Rs. 2000 per day ICU coverage maximum for 30 days, Rs. 1000 Health Checkup Vouchers (4 Vouchers 250 each), NFC Classic Visa / NCMC Rupay Domestic Debit Card (Free Issuance), unlimited Free NEFT/RTGS/IMPS Transactions via ADC, free Internet/Mobile banking facility, free Doorstep Services tailored exclusively for Seniors aged 70 and above, 25 Cheque leaves will be free in a calendar year, free SMS Alerts, free Cancer Risk Assessment.
To download the KBL Mobile Plus app, visit the Google Play Store or Apple App Store on your mobile device. Search for KBL Plus in the store, select the app published by Karnataka Bank, and click Install to download it onto your device.