Elevate your banking experience with an unmatched debit card
Unleash the world of premium benefits, global acceptance, and unparalleled convenience with Karnataka Bank's special NCMC debit card.
Key features
Enjoy worldwide acceptance with over 1.9 million RuPay and Discover enabled ATMs and 42.4 million POS terminals globally
Indulge in a premium lifestyle with complimentary wellness services, travel coupons, golf lessons, and OTT subscriptions
A unique stored value feature in the card's EMV chip, ideal for transactions in public transport and retail chains
Banking that rewards you
Discover our special and exclusive offers made for you
Card Limits
Cash withdrawal limit at any ATM
1,00,000 per day
POS limit at any merchant
₹5,00,000 per day
24-hour emergency helpline
For blocking your card or availing assistance, call
+91 802 202 1500
Block your DEBIT CARD through SMS
Send an SMS to +91 988 065 4321
BLOCK XXXX
XXXX is the last 4 digits of the debit card number
Got questions? We’ve got answers.
This card is meticulously designed to offer a premium banking experience with a global reach. It's not just a debit card; it's a comprehensive package of wellness and lifestyle benefits, including OTT subscriptions, travel coupons, and exclusive merchant offers, along with enhanced transaction limits and worldwide acceptance.
The card features contactless payment technology, allowing you to make fast and secure transactions by simply tapping the card on POS terminals equipped with Near Field Communication (NFC) technology. This 'Tap & Go' feature is ideal for quick, low-value transactions, enhancing your payment convenience.
Yes, you can easily customize the contactless payment limits to suit your needs. This can be done via the KBL MobilePlus App or other banking channels provided by Karnataka Bank, allowing you full control over your card's usage.
Cardholders enjoy a variety of exclusive offers, such as complimentary OTT subscriptions, premium health check-ups, wellness services, and golf lessons. These benefits are tailored to enhance your lifestyle and provide a rich, rewarding banking experience.
International transactions are not enabled by default for security reasons. To use your card internationally, you need to activate this feature through KBL's ATMs, Mobile Plus App, Internet Banking, or by calling the provided IVR numbers.
The card offers substantial insurance coverage, including personal accidental death and permanent disability insurance of up to ₹50,00,000. To activate this coverage, the cardholder must conduct at least one financial transaction with the card at any POS or E-Commerce platform, both intra and inter-bank, within 30 days prior to the date of the accident.
Absolutely, the card is equipped with the flexibility to perform both contact and contactless transactions, thanks to its advanced NFC technology. This versatility makes it suitable for a wide range of payment scenarios.
The card's wallet feature is a specialized component within its EMV Chip, allowing you to store up to ₹1,000. This stored value can be used for digital payments in offline modes, making it highly convenient for transactions in public transport and retail shops.
Remember, Karnataka Bank will never ask for your card's PIN or Internet banking passwords, either through email, phone, or in-person. If you receive such requests, do not disclose your details and report the incident immediately to the bank.
The card is fully functional at domestic ATMs and POS terminals. However, for e-commerce and contactless transactions, you need to activate these features through the KBL Mobile Plus App, Internet Banking, or KBL's IVR system. This is in line with RBI's mandate to ensure the security of your transaction.
Unlock a world of premium benefits and global convenience with the KBL MoneyPlant NCMC RuPay Select International Premium Debit Card. Designed for the discerning customer, this card redefines your banking experience with its unparalleled array of wellness and lifestyle perks, including complimentary health check-ups, exclusive OTT subscriptions, and elite golf lessons. Embrace the ease of high transaction limits and a wide range of payment options, both online and offline. Whether you're traveling abroad or making purchases at home, this card's worldwide acceptance ensures you're always connected. Plus, with its innovative wallet feature for offline payments and substantial insurance coverage, the KBL MoneyPlant card is not just a payment tool but a symbol of sophistication and security.
The National Common Mobility Card (NCMC) represents a groundbreaking advancement in India's transportation sector. This innovative card, often referred to as 'One Nation One Card,' is designed to unify and simplify the way people travel across different modes of public transport. By integrating various transport networks, KBL's NCMC debit cards offer unprecedented ease and convenience to commuters. It operates using state-of-the-art near-field communication (NFC) technology, enabling contactless transactions that are both fast and secure.
At Karnataka Bank, we're committed to clarity and simplicity, especially when it comes to understanding how debit cards work. Typically, debit cards do not involve interest rates as they are linked directly to your bank account, allowing you to spend only what you have. However, if your account has an overdraft facility, interest may be charged on the overdrawn amount. This interest is calculated based on the amount overdrawn and the duration it remains unpaid. We ensure this process is transparent and easy to understand, reflecting our century-long legacy of trust and our digital-first approach.
Do monitor your account regularly to keep track of transactions and spot any unauthorized activity quickly. Use secure networks for online transactions. Don't share your card details or PIN with anyone. Be cautious while using your card at ATMs or POS terminals.
Bank cards have become an essential tool in our financial toolkit, offering various forms of convenience and benefits. The most common types include debit cards, which provide direct access to your bank account funds for everyday purchases and ATM withdrawals. Credit cards offer the flexibility of deferred payments, often accompanied by rewards, cashback offers, and a means to build credit history. For controlled spending, prepaid cards are ideal as they limit expenditure to the amount loaded on the card. Business cards cater specifically to the needs of companies and entrepreneurs, streamlining expense management and often offering higher credit limits and detailed spending reports.
