Elevate your lifestyle with exclusive rewards

Take flight with a credit card that brings luxury to your fingertips. Earn two points for every ₹100 spent and quintuple points in select categories. Enjoy exclusive golf course access, lounge privileges, and round-the-clock assistance, ensuring that every journey is as comfortable as it is memorable.

Why this card is for you

Earn two points for every ₹100 spent and 5X points in key categories

Enjoy golf course access, lounge privileges and 24x7 assistance

Hit annual spend targets and get rewarded with e-Gift vouchers

2 add-on cards at no additional cost

Share the benefits with your family! Get 2 add-on cards for free, allowing them to enjoy the card's rewards and benefits without an extra charge.

Card protection plan

This plan offers comprehensive protection against fraudulent charges on your card, giving you peace of mind while you shop.

Balance transfer on EMI

Convert large purchases into easy monthly installments (EMI) with this balance transfer feature, allowing you to pay them off at a comfortable pace.

24x7 Card related assistance

No matter the time of day, you'll have access to help if your card is lost, stolen, or you have any questions.

Anniversary gift on renewal

Get a special gift on your card's anniversary on annual spends of ₹2,00,000

Simply SMS

Get details of your Karnataka Bank SBI Card account on your registered mobile number including balance enquiry and available credit and cash limit

Lounge access

Upgrade your travel experience with complimentary access to airport lounges across the globe. Get lounge access up to two times per cardholder within each calendar quarter

Golf course access

Access to exclusive golf courses, preferential tee times, and even discounted green fees.

Annual fee

₹2,999 plus GST

Spend-based fee waiver from second year

Complete waiver of annual fee for spends above ₹3 lakh in the previous year

24-hour emergency helpline

For blocking your card or availing assistance, call

+91 802 202 1500

Block your DEBIT CARD through SMS

Send an SMS to +91 988 065 4321

BLOCK XXXX

XXXX is the last 4 digits of the debit card number

Got questions? We’ve got answers.

What are the anniversary gifts on this card?

You'll receive ₹3,000 worth of vouchers on each anniversary when you spend ₹2,00,000 annually.

The annual fee is ₹2,999 plus taxes, which can be waived off for spending over ₹3,00,000 in the previous year.

If you have lost your debit or credit card, or if it has been stolen, you should immediately report the incident to Karnataka Bank to ensure your account's security. You can send an email to info@ktkbank.com detailing the situation. Alternatively, you can call our toll-free customer numbers at 1800 425 1444 or 1800 572 8031. Prompt reporting is crucial to prevent any unauthorized transactions and to secure your account.

Yes, you can get up to 2 add-on cards at no additional cost.

Yes, you can use a credit card at most ATMs for cash advances. However, be aware that cash advances typically come with high fees and interest rates, which accrue immediately without a grace period.

A credit card lets you borrow funds up to a set limit for purchases, with the expectation that you will pay back the borrowed amount. Interest is charged if the balance is not paid in full by the end of the billing cycle. In contrast, a debit card draws directly from your bank account, using your available funds.

SMS banking for credit cards works by sending you text alerts for your transactions. These alerts can include notifications for purchases, payments, and nearing credit limits, helping you keep track of your spending and card security.

An RFID chip in a credit card is used for contactless payments. This chip uses radio waves to communicate with card readers, allowing for quicker transactions without physically swiping or inserting the card.

The CVV (Card Verification Value) is a 3 or 4-digit security code on your credit card, used for verifying online or over-the-phone transactions. It's an important security feature to help prevent fraud.

To download the KBL Mobile Plus app, visit the Google Play Store or Apple App Store on your mobile device. Search for 'KBL Mobile Plus' in the store, select the app published by Karnataka Bank, and click 'Install' to download it onto your device.

Understanding SBI co-branded credit cards

Learn about the specialized features of SBI co-branded credit cards, a collaborative effort between State Bank of India and various esteemed brands. These cards are not just payment tools; they're designed to align with your specific lifestyle needs, offering benefits that extend beyond basic credit card features. Each co-branded card is tailored to different interests and spending habits, be it travel, shopping, or dining, providing a customized financial experience.

Our credit cards are equipped with a range of features to empower your financial journey. Understanding these features is crucial: earn reward points on purchases, enjoy cashback offers, avail of exclusive discounts, and access a variety of services. By comprehending the benefits and limitations of each feature, you can make informed decisions and leverage your credit card to its fullest potential.

Our credit cards are equipped with a range of features to empower your financial journey. Understanding these features is crucial: earn reward points on purchases, enjoy cashback offers, avail of exclusive discounts, and access a variety of services. By comprehending the benefits and limitations of each feature, you can make informed decisions and leverage your credit card to its fullest potential.

When you apply for a SBI co-branded card, it is a straightforward process. It's important to be well-informed about the prerequisites and documents required. We guide you through each step, ensuring a seamless and educational experience. Start your application today to unlock a world of tailored benefits and financial empowerment.