Elevate your lifestyle with exclusive rewards
Take flight with a credit card that brings luxury to your fingertips. Earn two points for every ₹100 spent and quintuple points in select categories. Enjoy exclusive golf course access, lounge privileges, and round-the-clock assistance, ensuring that every journey is as comfortable as it is memorable.
Why this card is for you
Earn two points for every ₹100 spent and 5X points in key categories
Enjoy golf course access, lounge privileges and 24x7 assistance
Hit annual spend targets and get rewarded with e-Gift vouchers
Got questions? We’ve got answers.
You'll receive ₹3,000 worth of vouchers on each anniversary when you spend ₹2,00,000 annually.
The annual fee is ₹2,999 plus taxes, which can be waived off for spending over ₹3,00,000 in the previous year.
If you have lost your debit or credit card, or if it has been stolen, you should immediately report the incident to Karnataka Bank to ensure your account's security. You can send an email to info@ktkbank.com detailing the situation. Alternatively, you can call our toll-free customer numbers at 1800 425 1444 or 1800 572 8031. Prompt reporting is crucial to prevent any unauthorized transactions and to secure your account.
Yes, you can get up to 2 add-on cards at no additional cost.
Yes, you can use a credit card at most ATMs for cash advances. However, be aware that cash advances typically come with high fees and interest rates, which accrue immediately without a grace period.
A credit card lets you borrow funds up to a set limit for purchases, with the expectation that you will pay back the borrowed amount. Interest is charged if the balance is not paid in full by the end of the billing cycle. In contrast, a debit card draws directly from your bank account, using your available funds.
SMS banking for credit cards works by sending you text alerts for your transactions. These alerts can include notifications for purchases, payments, and nearing credit limits, helping you keep track of your spending and card security.
An RFID chip in a credit card is used for contactless payments. This chip uses radio waves to communicate with card readers, allowing for quicker transactions without physically swiping or inserting the card.
The CVV (Card Verification Value) is a 3 or 4-digit security code on your credit card, used for verifying online or over-the-phone transactions. It's an important security feature to help prevent fraud.
To download the KBL Mobile Plus app, visit the Google Play Store or Apple App Store on your mobile device. Search for 'KBL Mobile Plus' in the store, select the app published by Karnataka Bank, and click 'Install' to download it onto your device.
Our credit cards are equipped with a range of features to empower your financial journey. Understanding these features is crucial: earn reward points on purchases, enjoy cashback offers, avail of exclusive discounts, and access a variety of services. By comprehending the benefits and limitations of each feature, you can make informed decisions and leverage your credit card to its fullest potential.
Our credit cards are equipped with a range of features to empower your financial journey. Understanding these features is crucial: earn reward points on purchases, enjoy cashback offers, avail of exclusive discounts, and access a variety of services. By comprehending the benefits and limitations of each feature, you can make informed decisions and leverage your credit card to its fullest potential.
When you apply for a SBI co-branded card, it is a straightforward process. It's important to be well-informed about the prerequisites and documents required. We guide you through each step, ensuring a seamless and educational experience. Start your application today to unlock a world of tailored benefits and financial empowerment.
