Credit Card


Credit Card

Karnataka Bank Co-branded Credit Card : Karnataka Bank has collaborated with SBI card to issuance of co-branded Karnataka Bank SBI Card Credit Card on non-risk participation basis. Karnataka Bank SBI Card is unique feature-packed Card that will change the way you shop & travel. From application and transactions service enquiries and bill payments, we ensure complete simplicity and convenience for our esteemed customer. The following two variants of Co-branded credit card will be offered to customers:


  • Always Make Payments on Time.
  • Check Your Credit Card Statements Regularly.
  • Try Paying Full Outstanding Amount Every Month.
  • Use Your Rewards Credit Cards Wisely.
  • Be Aware of Credit Card Fraud.
  • Sign the back of your credit card as soon as you receive it.
  • Call to activate your new credit card as soon as you receive it.
  • Keep all your receipts and promptly reconcile your receipts to the charges on your credit card statement.
  • Store your card in a secure place where you will immediately know if your card is lost or stolen.
  • Call SBI Card Customer care at 080 ( STD CODE) -39020202 immediately when you notice your card is lost or stolen.
  • Keep a close eye on your mail delivery when you are expecting a new or replacement card.
  • When you receive a new credit card, cut up the old one before you throw it away.
  • Treat your credit card like cash, never leaving it unattended.
  • Keep you eye on your credit card during transactions and ensure that your credit card has been returned to you.
  • Take all receipts and carbon copies home with you, such as those from ABM machines, self-service gasoline pumps and restaurants. Destroy receipts by tearing them up or shredding them before throwing away.
  • Keep a record of all your credit card account numbers in a secure place.
  • Carry your credit card number and the toll-free customer service number on the back of your card in a secure place, separate from the card when travelling.
  • Memorize your PIN.
  • Never Delay a Payment By More Than 30 Days.
  • Don’t Withdraw Cash If Not Necessary.
  • Don’t Use More Than 30% Of Your Credit Limit.
  • Don’t Close An Old Credit Account If Not Necessary.
  • Don’t Apply For Credit Cards Very Often.
  • Never lend your card to anyone.
  • When disposing of old receipts and statements, don’t use public waste receptacles.
  • Don’t give your credit card number to someone calling you on the telephone.
  • Beware & stay away from calls, assure you that you will win a prize or an award.
  • Never write or allow a retailer to write your credit card number on a cheque for identification purposes.
  • Don’t make purchases from online retailers you’re unfamiliar with or who maintain a site that isn’t secure.
  • Never share your PIN with anyone.
  • Never carry your PIN in your wallet or purse.
  • Never let anyone see you input your PIN.
  • Never use a PIN that could be guessed, like your SIN or a birthday or anniversary date.
  • Never leave your card unattended.
  • Do not Share any documents that have your credit card details.
  • Keep changing your credit card passwords regularly.
  • Never update your credit card information on any social media.
  • Avoid public Wi-Fi at all costs.
  • Never say yes to 'Remember me/my password' on websites.
  • If your wallet is stolen, cancel your credit card immediately and call concerning authorities.
  • Before shopping, check the authenticity of the website. Do not engage if you find it shady.
  • Review your credit statement every month with a fine comb to catch fraudulent activity, if any.
  • Do not share your password, CVV, and personal details to any individuals or on to any tele calls.

Above are only indicative points for information to customers. Credit card holders have to be prudent in utilization of credit card facility and need to be fully guarded against any possible threats, cybercrime etc.



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