RuPay International Platinum Debit Card

Karnataka Bank, in its constant endeavor to understand the customer requirements has come out with a novel card product "MoneyplantTMRuPay International Platinum Debit Card". MoneyplantTMRuPay International Platinum Debit Card not only replaces your ATM / Regular Debit Card but also opens a world of privileges that match your status and lifestyle.

Flexibility of Usage

This MoneyPlant TMRuPay International Platinum Debit Card gives you instant access to your account, whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India or abroad.

Worldwide Reach

This MoneyPlantTMRuPay International Platinum Debit Card is accepted at over 1,90,000 ATMs in India and over 1.66 million “RuPay” & “Discover” enabled ATMs worldwide. It can be used to make purchase at over 12 lakhs POS terminals in India and 35.7 million RuPay & Discover enabled POS terminals worldwide.

Enhanced Limits for Cash Withdrawal

Enhanced limits for cash withdrawal/ purchase limits, the daily ATM Cash Withdrawal Limit has been enhanced to ₹75,000 per day at all ATMs. The daily POS limit is ₹2,00,000 at Merchant Establishments, and is subject to the balances held in the account.

Charges for Rupay International Platinum Debit Card

For Privileged customers:
Issuance charges of International Debit Card: NIL,
Annual Maintenance Charges (AMC) from second year: NIL
For special Eligibility Customers
Issuance charges of International Debit Card: NIL
Annual Maintenance charges (AMC) from second year: ₹200/- plus service tax.
For General Customers:
Issuance charges of International Debit Card: ₹200/- plus service tax
Annual Maintenance Charges (AMC) from second year: ₹200/- plus service tax.

Replacement of card: ₹100/- plus service tax. (Applicable for all types of customers)

Lounge Access:

Rupay platinum Domestic Airport Lounge access program provides access to the participating lounges two times per calendar quarter per card in any of the participating Airport Lounges.
The list of domestic airport lounge will be updated at regular basis.

24-Hour Emergency Helpline

You can call our Emergency Helpline for Card Blocking/ assistance +91-80- 22021500 or 24 Hr Toll Free Number 1800-425-1444/1800-572-8031.

Welcome Offers:

Croma Offer: Flat Rs. 500 OFF on minimum purchase of Rs. 2000 and above to MoneyPlantTM RuPay International Platinum Debit Cardholders.
Apollo Pharmacy Offer:
- Apollo FMCG (Private Labelled products) - 15% (300+ Apollo products)
- Medicines - 10% Off (except DPCO Drugs)
- FMCG Products - 5% Off
Special Offers for our MoneyPlantTM RuPay International Platinum Debit Card customers in association with NPCI will be provided from time to time.View Special Offers

Insurance Coverage

Personal Accident (PA) coverage: ₹2 lakh
View Claim process, FAQ
View Personal Accident Insurance Claim Form

Cash Back Offer

Utility Bills: 5% cash back on utiliy bill payments (capped at Rs. 50/month/card). Cashback on Utility bill is restricted to Merchant category code (MCC) as defined by NPCI under the program.

*Subject to change and conditions apply.

IMPORTANT: Karnataka Bank does not ask for personal security details like your Internet banking passwords, Debit Card PIN on email, phone or otherwise. Never disclose your passwords to anyone, even to the bank's staff. In case you get an email or a phone call asking your personal security details or a Bank staff approaches you to disclose your password, please report to us. You can send an