Debit Cards

Karnataka Bank introduces a range of cards depending upon your requirment.These cards gives you access to your account whenever you want, wherever you are.

MoneyPlantTMDebit Cards: MoneyPlantTM Classic/International Debit Card allows you to purchase goods at Merchant Establishment and also gives freedom to withdraw cash from ATMs in India and abroad. This card gives you the freedom of making the purchases without the hassle of paying in cash. No need to carry the cash or no need to pay the bill at the end of the month, your purchase will be debited to your account instantly.



Important Note for Card holders:

Through the MoneyplantTM Debit Card you can withdraw, get Mini Statements, find out Balance, change PIN, request for Loans, request for Statements & Cheque Books, perform Shopping transactions and Online purchases.

You can link your various accounts across different Karnataka Bank Networked Branches to a single MoneyPlantTM card. This gives you a facility to use one card to access & withdraw from any of your accounts of Karnataka Bank.
With MoneyplantTM Visa/Rupay Debit Card you simply carry your Bank account in your pocket and access your account from anywhere in the World - Anytime Day and Night.

Debit card will be issued ‘Free of Cost’ and for the First year there will not be any service charges (except MoneyPlantTM VISA International Debit Card, RuPay International Platinum Debit Card and KBL Image Debit Card) and from second year onwards, annual charges of ₹200/- plus applicable taxes will be collected upfront from the account.

Further these charges are not applicable for Privileged SB/CA scheme account holders (like SB Money -Sapphire, Ruby, Platinum, KBL-Vanitha & ILSB. CA schemes like Money-Pearl,Ruby, Diamond,Diamond Plus & Platinum).

The Bank's Debit Card / ATM card holders are hereby notified that with effect from 01.01.2022, the charges for transactions in ATMs are depicted in the below table. Further service charges are depicted under the service charge  Tab:

Financial and Non Financial Transaction
1 For use of KBL ATMs. Free 5 transactions in a month. Thereafter, Rs. 21/- + GST per transaction. Further these charges are not applicable for Privileged SB scheme account holders (like SB Money -Sapphire, Ruby, Platinum, ILSB).
2 For use of other Bank ATMs for Cash withdrawals / Balance enquiry. For Savings Bank customers:
Free Transaction Limit:
1.ATMs located at six metro centres viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad - Three
2.ATMs located at other places -- Five
3.SB Small, SB-Sugama [Basic Savings Bank Deposit] Account holders [irrespective ATM location] -- Five
For Current Account/ODAD customers:
No Free limit.
The transactions over & above the said free transactions limit in a calendar month, will be charged with Rs.21/- + GST per transaction. The maximum cash withdrawal limit is Rs.10,000/- per transaction and minimum is Rs.100/-.
3 For use of ATMs located abroad. Cash withdrawal Rs.150/- + GST per Financial transaction. Rs.25/- + GST per Non Financial transaction
* Subject to change

IMPORTANT: Karnataka Bank does not ask for personal security details like your Internet banking passwords, Debit Card PIN on email, phone or otherwise. Never disclose your passwords to anyone, even to the bank's staff. In case you get an email or a phone call asking your personal security details or a Bank staff approaches you to disclose your password, please report to us. You can send an email to